LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,407
−HK$5,042/mo
▼ 0.25% · 3.875%
HK$82,908
−HK$2,541/mo
Today · 4.125%
HK$85,449
baseline
▲ 0.50% · 4.625%
HK$90,649
+HK$5,200/mo
Deposit HK$17.63M · loan HK$17.63M · min. income ≈ HK$170,898/mo (50% DSR)
Upfront cash ≈ HK$19.13M (deposit + AVD stamp duty HK$1,498,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,452
−HK$4,833/mo
▼ 0.25% · 3.875%
HK$91,851
−HK$2,434/mo
Today · 4.125%
HK$94,285
baseline
▲ 0.50% · 4.625%
HK$99,255
+HK$4,970/mo
Deposit HK$17.63M · loan HK$17.63M · min. income ≈ HK$188,570/mo (50% DSR)
Upfront cash ≈ HK$19.13M (deposit + AVD stamp duty HK$1,498,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,489
−HK$6,050/mo
▼ 0.25% · 3.875%
HK$99,490
−HK$3,049/mo
Today · 4.125%
HK$102,539
baseline
▲ 0.50% · 4.625%
HK$108,779
+HK$6,240/mo
Deposit HK$14.10M · loan HK$21.16M · min. income ≈ HK$205,078/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,498,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,343
−HK$5,799/mo
▼ 0.25% · 3.875%
HK$110,222
−HK$2,920/mo
Today · 4.125%
HK$113,142
baseline
▲ 0.50% · 4.625%
HK$119,106
+HK$5,964/mo
Deposit HK$14.10M · loan HK$21.16M · min. income ≈ HK$226,284/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,498,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,570
−HK$7,059/mo
▼ 0.25% · 3.875%
HK$116,072
−HK$3,557/mo
Today · 4.125%
HK$119,629
baseline
▲ 0.50% · 4.625%
HK$126,908
+HK$7,279/mo
Deposit HK$10.58M · loan HK$24.68M · min. income ≈ HK$239,258/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$1,498,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,233
−HK$6,766/mo
▼ 0.25% · 3.875%
HK$128,592
−HK$3,407/mo
Today · 4.125%
HK$131,999
baseline
▲ 0.50% · 4.625%
HK$138,957
+HK$6,958/mo
Deposit HK$10.58M · loan HK$24.68M · min. income ≈ HK$263,998/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$1,498,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,733
−HK$9,076/mo
▼ 0.25% · 3.875%
HK$149,235
−HK$4,574/mo
Today · 4.125%
HK$153,809
baseline
▲ 0.50% · 4.625%
HK$163,168
+HK$9,359/mo
Deposit HK$3.53M · loan HK$31.74M · min. income ≈ HK$307,618/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,498,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,014
−HK$8,699/mo
▼ 0.25% · 3.875%
HK$165,332
−HK$4,381/mo
Today · 4.125%
HK$169,713
baseline
▲ 0.50% · 4.625%
HK$178,659
+HK$8,946/mo
Deposit HK$3.53M · loan HK$31.74M · min. income ≈ HK$339,426/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,498,651 · Scale 2, in force from 26 Feb 2026)