LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,408
−HK$5,042/mo
▼ 0.25% · 3.875%
HK$82,909
−HK$2,541/mo
Today · 4.125%
HK$85,450
baseline
▲ 0.50% · 4.625%
HK$90,650
+HK$5,200/mo
Deposit HK$17.63M · loan HK$17.63M · min. income ≈ HK$170,900/mo (50% DSR)
Upfront cash ≈ HK$19.13M (deposit + AVD stamp duty HK$1,498,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,453
−HK$4,833/mo
▼ 0.25% · 3.875%
HK$91,852
−HK$2,434/mo
Today · 4.125%
HK$94,286
baseline
▲ 0.50% · 4.625%
HK$99,256
+HK$4,970/mo
Deposit HK$17.63M · loan HK$17.63M · min. income ≈ HK$188,572/mo (50% DSR)
Upfront cash ≈ HK$19.13M (deposit + AVD stamp duty HK$1,498,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,490
−HK$6,050/mo
▼ 0.25% · 3.875%
HK$99,491
−HK$3,049/mo
Today · 4.125%
HK$102,540
baseline
▲ 0.50% · 4.625%
HK$108,780
+HK$6,240/mo
Deposit HK$14.11M · loan HK$21.16M · min. income ≈ HK$205,080/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,498,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,344
−HK$5,799/mo
▼ 0.25% · 3.875%
HK$110,223
−HK$2,920/mo
Today · 4.125%
HK$113,143
baseline
▲ 0.50% · 4.625%
HK$119,107
+HK$5,964/mo
Deposit HK$14.11M · loan HK$21.16M · min. income ≈ HK$226,286/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,498,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,571
−HK$7,059/mo
▼ 0.25% · 3.875%
HK$116,073
−HK$3,557/mo
Today · 4.125%
HK$119,630
baseline
▲ 0.50% · 4.625%
HK$126,910
+HK$7,280/mo
Deposit HK$10.58M · loan HK$24.68M · min. income ≈ HK$239,260/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$1,498,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,234
−HK$6,766/mo
▼ 0.25% · 3.875%
HK$128,593
−HK$3,407/mo
Today · 4.125%
HK$132,000
baseline
▲ 0.50% · 4.625%
HK$138,958
+HK$6,958/mo
Deposit HK$10.58M · loan HK$24.68M · min. income ≈ HK$264,000/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$1,498,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,734
−HK$9,076/mo
▼ 0.25% · 3.875%
HK$149,236
−HK$4,574/mo
Today · 4.125%
HK$153,810
baseline
▲ 0.50% · 4.625%
HK$163,169
+HK$9,359/mo
Deposit HK$3.53M · loan HK$31.74M · min. income ≈ HK$307,620/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,498,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,015
−HK$8,700/mo
▼ 0.25% · 3.875%
HK$165,334
−HK$4,381/mo
Today · 4.125%
HK$169,715
baseline
▲ 0.50% · 4.625%
HK$178,661
+HK$8,946/mo
Deposit HK$3.53M · loan HK$31.74M · min. income ≈ HK$339,430/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$1,498,664 · Scale 2, in force from 26 Feb 2026)