LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,412
−HK$5,042/mo
▼ 0.25% · 3.875%
HK$82,913
−HK$2,541/mo
Today · 4.125%
HK$85,454
baseline
▲ 0.50% · 4.625%
HK$90,654
+HK$5,200/mo
Deposit HK$17.63M · loan HK$17.63M · min. income ≈ HK$170,908/mo (50% DSR)
Upfront cash ≈ HK$19.13M (deposit + AVD stamp duty HK$1,498,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,457
−HK$4,833/mo
▼ 0.25% · 3.875%
HK$91,856
−HK$2,434/mo
Today · 4.125%
HK$94,290
baseline
▲ 0.50% · 4.625%
HK$99,261
+HK$4,971/mo
Deposit HK$17.63M · loan HK$17.63M · min. income ≈ HK$188,580/mo (50% DSR)
Upfront cash ≈ HK$19.13M (deposit + AVD stamp duty HK$1,498,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,494
−HK$6,051/mo
▼ 0.25% · 3.875%
HK$99,496
−HK$3,049/mo
Today · 4.125%
HK$102,545
baseline
▲ 0.50% · 4.625%
HK$108,785
+HK$6,240/mo
Deposit HK$14.11M · loan HK$21.16M · min. income ≈ HK$205,090/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,498,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,349
−HK$5,799/mo
▼ 0.25% · 3.875%
HK$110,228
−HK$2,920/mo
Today · 4.125%
HK$113,148
baseline
▲ 0.50% · 4.625%
HK$119,113
+HK$5,965/mo
Deposit HK$14.11M · loan HK$21.16M · min. income ≈ HK$226,296/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,498,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,576
−HK$7,060/mo
▼ 0.25% · 3.875%
HK$116,078
−HK$3,558/mo
Today · 4.125%
HK$119,636
baseline
▲ 0.50% · 4.625%
HK$126,916
+HK$7,280/mo
Deposit HK$10.58M · loan HK$24.69M · min. income ≈ HK$239,272/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$1,498,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,240
−HK$6,766/mo
▼ 0.25% · 3.875%
HK$128,599
−HK$3,407/mo
Today · 4.125%
HK$132,006
baseline
▲ 0.50% · 4.625%
HK$138,965
+HK$6,959/mo
Deposit HK$10.58M · loan HK$24.69M · min. income ≈ HK$264,012/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$1,498,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,741
−HK$9,077/mo
▼ 0.25% · 3.875%
HK$149,243
−HK$4,575/mo
Today · 4.125%
HK$153,818
baseline
▲ 0.50% · 4.625%
HK$163,177
+HK$9,359/mo
Deposit HK$3.53M · loan HK$31.74M · min. income ≈ HK$307,636/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,498,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,023
−HK$8,700/mo
▼ 0.25% · 3.875%
HK$165,342
−HK$4,381/mo
Today · 4.125%
HK$169,723
baseline
▲ 0.50% · 4.625%
HK$178,669
+HK$8,946/mo
Deposit HK$3.53M · loan HK$31.74M · min. income ≈ HK$339,446/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,498,735 · Scale 2, in force from 26 Feb 2026)