LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,413
−HK$5,042/mo
▼ 0.25% · 3.875%
HK$82,914
−HK$2,541/mo
Today · 4.125%
HK$85,455
baseline
▲ 0.50% · 4.625%
HK$90,655
+HK$5,200/mo
Deposit HK$17.63M · loan HK$17.63M · min. income ≈ HK$170,910/mo (50% DSR)
Upfront cash ≈ HK$19.13M (deposit + AVD stamp duty HK$1,498,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,459
−HK$4,833/mo
▼ 0.25% · 3.875%
HK$91,858
−HK$2,434/mo
Today · 4.125%
HK$94,292
baseline
▲ 0.50% · 4.625%
HK$99,262
+HK$4,970/mo
Deposit HK$17.63M · loan HK$17.63M · min. income ≈ HK$188,584/mo (50% DSR)
Upfront cash ≈ HK$19.13M (deposit + AVD stamp duty HK$1,498,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,495
−HK$6,052/mo
▼ 0.25% · 3.875%
HK$99,497
−HK$3,050/mo
Today · 4.125%
HK$102,547
baseline
▲ 0.50% · 4.625%
HK$108,786
+HK$6,239/mo
Deposit HK$14.11M · loan HK$21.16M · min. income ≈ HK$205,094/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,498,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,350
−HK$5,800/mo
▼ 0.25% · 3.875%
HK$110,229
−HK$2,921/mo
Today · 4.125%
HK$113,150
baseline
▲ 0.50% · 4.625%
HK$119,114
+HK$5,964/mo
Deposit HK$14.11M · loan HK$21.16M · min. income ≈ HK$226,300/mo (50% DSR)
Upfront cash ≈ HK$15.60M (deposit + AVD stamp duty HK$1,498,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,578
−HK$7,060/mo
▼ 0.25% · 3.875%
HK$116,080
−HK$3,558/mo
Today · 4.125%
HK$119,638
baseline
▲ 0.50% · 4.625%
HK$126,917
+HK$7,279/mo
Deposit HK$10.58M · loan HK$24.69M · min. income ≈ HK$239,276/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$1,498,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,242
−HK$6,766/mo
▼ 0.25% · 3.875%
HK$128,601
−HK$3,407/mo
Today · 4.125%
HK$132,008
baseline
▲ 0.50% · 4.625%
HK$138,967
+HK$6,959/mo
Deposit HK$10.58M · loan HK$24.69M · min. income ≈ HK$264,016/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$1,498,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,743
−HK$9,077/mo
▼ 0.25% · 3.875%
HK$149,246
−HK$4,574/mo
Today · 4.125%
HK$153,820
baseline
▲ 0.50% · 4.625%
HK$163,179
+HK$9,359/mo
Deposit HK$3.53M · loan HK$31.74M · min. income ≈ HK$307,640/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,498,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,025
−HK$8,700/mo
▼ 0.25% · 3.875%
HK$165,344
−HK$4,381/mo
Today · 4.125%
HK$169,725
baseline
▲ 0.50% · 4.625%
HK$178,672
+HK$8,947/mo
Deposit HK$3.53M · loan HK$31.74M · min. income ≈ HK$339,450/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,498,757 · Scale 2, in force from 26 Feb 2026)