LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,427
−HK$5,044/mo
▼ 0.25% · 3.875%
HK$82,929
−HK$2,542/mo
Today · 4.125%
HK$85,471
baseline
▲ 0.50% · 4.625%
HK$90,671
+HK$5,200/mo
Deposit HK$17.64M · loan HK$17.64M · min. income ≈ HK$170,942/mo (50% DSR)
Upfront cash ≈ HK$19.13M (deposit + AVD stamp duty HK$1,499,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,474
−HK$4,834/mo
▼ 0.25% · 3.875%
HK$91,874
−HK$2,434/mo
Today · 4.125%
HK$94,308
baseline
▲ 0.50% · 4.625%
HK$99,280
+HK$4,972/mo
Deposit HK$17.64M · loan HK$17.64M · min. income ≈ HK$188,616/mo (50% DSR)
Upfront cash ≈ HK$19.13M (deposit + AVD stamp duty HK$1,499,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,513
−HK$6,052/mo
▼ 0.25% · 3.875%
HK$99,515
−HK$3,050/mo
Today · 4.125%
HK$102,565
baseline
▲ 0.50% · 4.625%
HK$108,806
+HK$6,241/mo
Deposit HK$14.11M · loan HK$21.16M · min. income ≈ HK$205,130/mo (50% DSR)
Upfront cash ≈ HK$15.61M (deposit + AVD stamp duty HK$1,499,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,369
−HK$5,801/mo
▼ 0.25% · 3.875%
HK$110,249
−HK$2,921/mo
Today · 4.125%
HK$113,170
baseline
▲ 0.50% · 4.625%
HK$119,135
+HK$5,965/mo
Deposit HK$14.11M · loan HK$21.16M · min. income ≈ HK$226,340/mo (50% DSR)
Upfront cash ≈ HK$15.61M (deposit + AVD stamp duty HK$1,499,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,598
−HK$7,061/mo
▼ 0.25% · 3.875%
HK$116,100
−HK$3,559/mo
Today · 4.125%
HK$119,659
baseline
▲ 0.50% · 4.625%
HK$126,940
+HK$7,281/mo
Deposit HK$10.58M · loan HK$24.69M · min. income ≈ HK$239,318/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$1,499,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,264
−HK$6,768/mo
▼ 0.25% · 3.875%
HK$128,624
−HK$3,408/mo
Today · 4.125%
HK$132,032
baseline
▲ 0.50% · 4.625%
HK$138,991
+HK$6,959/mo
Deposit HK$10.58M · loan HK$24.69M · min. income ≈ HK$264,064/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$1,499,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,769
−HK$9,078/mo
▼ 0.25% · 3.875%
HK$149,272
−HK$4,575/mo
Today · 4.125%
HK$153,847
baseline
▲ 0.50% · 4.625%
HK$163,208
+HK$9,361/mo
Deposit HK$3.53M · loan HK$31.74M · min. income ≈ HK$307,694/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,499,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,054
−HK$8,701/mo
▼ 0.25% · 3.875%
HK$165,373
−HK$4,382/mo
Today · 4.125%
HK$169,755
baseline
▲ 0.50% · 4.625%
HK$178,703
+HK$8,948/mo
Deposit HK$3.53M · loan HK$31.74M · min. income ≈ HK$339,510/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,499,022 · Scale 2, in force from 26 Feb 2026)