LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,436
−HK$5,044/mo
▼ 0.25% · 3.875%
HK$82,938
−HK$2,542/mo
Today · 4.125%
HK$85,480
baseline
▲ 0.50% · 4.625%
HK$90,681
+HK$5,201/mo
Deposit HK$17.64M · loan HK$17.64M · min. income ≈ HK$170,960/mo (50% DSR)
Upfront cash ≈ HK$19.14M (deposit + AVD stamp duty HK$1,499,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,484
−HK$4,835/mo
▼ 0.25% · 3.875%
HK$91,884
−HK$2,435/mo
Today · 4.125%
HK$94,319
baseline
▲ 0.50% · 4.625%
HK$99,291
+HK$4,972/mo
Deposit HK$17.64M · loan HK$17.64M · min. income ≈ HK$188,638/mo (50% DSR)
Upfront cash ≈ HK$19.14M (deposit + AVD stamp duty HK$1,499,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,523
−HK$6,053/mo
▼ 0.25% · 3.875%
HK$99,526
−HK$3,050/mo
Today · 4.125%
HK$102,576
baseline
▲ 0.50% · 4.625%
HK$108,818
+HK$6,242/mo
Deposit HK$14.11M · loan HK$21.17M · min. income ≈ HK$205,152/mo (50% DSR)
Upfront cash ≈ HK$15.61M (deposit + AVD stamp duty HK$1,499,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,381
−HK$5,802/mo
▼ 0.25% · 3.875%
HK$110,261
−HK$2,922/mo
Today · 4.125%
HK$113,183
baseline
▲ 0.50% · 4.625%
HK$119,149
+HK$5,966/mo
Deposit HK$14.11M · loan HK$21.17M · min. income ≈ HK$226,366/mo (50% DSR)
Upfront cash ≈ HK$15.61M (deposit + AVD stamp duty HK$1,499,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,611
−HK$7,061/mo
▼ 0.25% · 3.875%
HK$116,113
−HK$3,559/mo
Today · 4.125%
HK$119,672
baseline
▲ 0.50% · 4.625%
HK$126,954
+HK$7,282/mo
Deposit HK$10.58M · loan HK$24.69M · min. income ≈ HK$239,344/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$1,499,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,278
−HK$6,769/mo
▼ 0.25% · 3.875%
HK$128,638
−HK$3,409/mo
Today · 4.125%
HK$132,047
baseline
▲ 0.50% · 4.625%
HK$139,007
+HK$6,960/mo
Deposit HK$10.58M · loan HK$24.69M · min. income ≈ HK$264,094/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$1,499,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,785
−HK$9,079/mo
▼ 0.25% · 3.875%
HK$149,289
−HK$4,575/mo
Today · 4.125%
HK$153,864
baseline
▲ 0.50% · 4.625%
HK$163,227
+HK$9,363/mo
Deposit HK$3.53M · loan HK$31.75M · min. income ≈ HK$307,728/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,499,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,072
−HK$8,702/mo
▼ 0.25% · 3.875%
HK$165,392
−HK$4,382/mo
Today · 4.125%
HK$169,774
baseline
▲ 0.50% · 4.625%
HK$178,723
+HK$8,949/mo
Deposit HK$3.53M · loan HK$31.75M · min. income ≈ HK$339,548/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,499,190 · Scale 2, in force from 26 Feb 2026)