LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,437
−HK$5,044/mo
▼ 0.25% · 3.875%
HK$82,939
−HK$2,542/mo
Today · 4.125%
HK$85,481
baseline
▲ 0.50% · 4.625%
HK$90,682
+HK$5,201/mo
Deposit HK$17.64M · loan HK$17.64M · min. income ≈ HK$170,962/mo (50% DSR)
Upfront cash ≈ HK$19.14M (deposit + AVD stamp duty HK$1,499,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,485
−HK$4,835/mo
▼ 0.25% · 3.875%
HK$91,885
−HK$2,435/mo
Today · 4.125%
HK$94,320
baseline
▲ 0.50% · 4.625%
HK$99,292
+HK$4,972/mo
Deposit HK$17.64M · loan HK$17.64M · min. income ≈ HK$188,640/mo (50% DSR)
Upfront cash ≈ HK$19.14M (deposit + AVD stamp duty HK$1,499,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,524
−HK$6,053/mo
▼ 0.25% · 3.875%
HK$99,527
−HK$3,050/mo
Today · 4.125%
HK$102,577
baseline
▲ 0.50% · 4.625%
HK$108,819
+HK$6,242/mo
Deposit HK$14.11M · loan HK$21.17M · min. income ≈ HK$205,154/mo (50% DSR)
Upfront cash ≈ HK$15.61M (deposit + AVD stamp duty HK$1,499,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,382
−HK$5,802/mo
▼ 0.25% · 3.875%
HK$110,262
−HK$2,922/mo
Today · 4.125%
HK$113,184
baseline
▲ 0.50% · 4.625%
HK$119,150
+HK$5,966/mo
Deposit HK$14.11M · loan HK$21.17M · min. income ≈ HK$226,368/mo (50% DSR)
Upfront cash ≈ HK$15.61M (deposit + AVD stamp duty HK$1,499,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,612
−HK$7,062/mo
▼ 0.25% · 3.875%
HK$116,115
−HK$3,559/mo
Today · 4.125%
HK$119,674
baseline
▲ 0.50% · 4.625%
HK$126,955
+HK$7,281/mo
Deposit HK$10.58M · loan HK$24.69M · min. income ≈ HK$239,348/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$1,499,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,279
−HK$6,769/mo
▼ 0.25% · 3.875%
HK$128,639
−HK$3,409/mo
Today · 4.125%
HK$132,048
baseline
▲ 0.50% · 4.625%
HK$139,008
+HK$6,960/mo
Deposit HK$10.58M · loan HK$24.69M · min. income ≈ HK$264,096/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$1,499,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,787
−HK$9,079/mo
▼ 0.25% · 3.875%
HK$149,290
−HK$4,576/mo
Today · 4.125%
HK$153,866
baseline
▲ 0.50% · 4.625%
HK$163,228
+HK$9,362/mo
Deposit HK$3.53M · loan HK$31.75M · min. income ≈ HK$307,732/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,499,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,074
−HK$8,702/mo
▼ 0.25% · 3.875%
HK$165,394
−HK$4,382/mo
Today · 4.125%
HK$169,776
baseline
▲ 0.50% · 4.625%
HK$178,725
+HK$8,949/mo
Deposit HK$3.53M · loan HK$31.75M · min. income ≈ HK$339,552/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,499,206 · Scale 2, in force from 26 Feb 2026)