LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,452
−HK$5,045/mo
▼ 0.25% · 3.875%
HK$82,955
−HK$2,542/mo
Today · 4.125%
HK$85,497
baseline
▲ 0.50% · 4.625%
HK$90,700
+HK$5,203/mo
Deposit HK$17.64M · loan HK$17.64M · min. income ≈ HK$170,994/mo (50% DSR)
Upfront cash ≈ HK$19.14M (deposit + AVD stamp duty HK$1,499,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,502
−HK$4,836/mo
▼ 0.25% · 3.875%
HK$91,903
−HK$2,435/mo
Today · 4.125%
HK$94,338
baseline
▲ 0.50% · 4.625%
HK$99,310
+HK$4,972/mo
Deposit HK$17.64M · loan HK$17.64M · min. income ≈ HK$188,676/mo (50% DSR)
Upfront cash ≈ HK$19.14M (deposit + AVD stamp duty HK$1,499,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,543
−HK$6,054/mo
▼ 0.25% · 3.875%
HK$99,546
−HK$3,051/mo
Today · 4.125%
HK$102,597
baseline
▲ 0.50% · 4.625%
HK$108,839
+HK$6,242/mo
Deposit HK$14.11M · loan HK$21.17M · min. income ≈ HK$205,194/mo (50% DSR)
Upfront cash ≈ HK$15.61M (deposit + AVD stamp duty HK$1,499,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,403
−HK$5,802/mo
▼ 0.25% · 3.875%
HK$110,283
−HK$2,922/mo
Today · 4.125%
HK$113,205
baseline
▲ 0.50% · 4.625%
HK$119,172
+HK$5,967/mo
Deposit HK$14.11M · loan HK$21.17M · min. income ≈ HK$226,410/mo (50% DSR)
Upfront cash ≈ HK$15.61M (deposit + AVD stamp duty HK$1,499,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,633
−HK$7,063/mo
▼ 0.25% · 3.875%
HK$116,137
−HK$3,559/mo
Today · 4.125%
HK$119,696
baseline
▲ 0.50% · 4.625%
HK$126,979
+HK$7,283/mo
Deposit HK$10.58M · loan HK$24.70M · min. income ≈ HK$239,392/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$1,499,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,303
−HK$6,770/mo
▼ 0.25% · 3.875%
HK$128,664
−HK$3,409/mo
Today · 4.125%
HK$132,073
baseline
▲ 0.50% · 4.625%
HK$139,035
+HK$6,962/mo
Deposit HK$10.58M · loan HK$24.70M · min. income ≈ HK$264,146/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$1,499,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,814
−HK$9,081/mo
▼ 0.25% · 3.875%
HK$149,318
−HK$4,577/mo
Today · 4.125%
HK$153,895
baseline
▲ 0.50% · 4.625%
HK$163,259
+HK$9,364/mo
Deposit HK$3.53M · loan HK$31.75M · min. income ≈ HK$307,790/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,499,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,104
−HK$8,704/mo
▼ 0.25% · 3.875%
HK$165,425
−HK$4,383/mo
Today · 4.125%
HK$169,808
baseline
▲ 0.50% · 4.625%
HK$178,759
+HK$8,951/mo
Deposit HK$3.53M · loan HK$31.75M · min. income ≈ HK$339,616/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,499,488 · Scale 2, in force from 26 Feb 2026)