LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,456
−HK$5,045/mo
▼ 0.25% · 3.875%
HK$82,959
−HK$2,542/mo
Today · 4.125%
HK$85,501
baseline
▲ 0.50% · 4.625%
HK$90,704
+HK$5,203/mo
Deposit HK$17.64M · loan HK$17.64M · min. income ≈ HK$171,002/mo (50% DSR)
Upfront cash ≈ HK$19.14M (deposit + AVD stamp duty HK$1,499,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,507
−HK$4,835/mo
▼ 0.25% · 3.875%
HK$91,907
−HK$2,435/mo
Today · 4.125%
HK$94,342
baseline
▲ 0.50% · 4.625%
HK$99,315
+HK$4,973/mo
Deposit HK$17.64M · loan HK$17.64M · min. income ≈ HK$188,684/mo (50% DSR)
Upfront cash ≈ HK$19.14M (deposit + AVD stamp duty HK$1,499,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,547
−HK$6,055/mo
▼ 0.25% · 3.875%
HK$99,551
−HK$3,051/mo
Today · 4.125%
HK$102,602
baseline
▲ 0.50% · 4.625%
HK$108,845
+HK$6,243/mo
Deposit HK$14.11M · loan HK$21.17M · min. income ≈ HK$205,204/mo (50% DSR)
Upfront cash ≈ HK$15.61M (deposit + AVD stamp duty HK$1,499,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,408
−HK$5,803/mo
▼ 0.25% · 3.875%
HK$110,289
−HK$2,922/mo
Today · 4.125%
HK$113,211
baseline
▲ 0.50% · 4.625%
HK$119,178
+HK$5,967/mo
Deposit HK$14.11M · loan HK$21.17M · min. income ≈ HK$226,422/mo (50% DSR)
Upfront cash ≈ HK$15.61M (deposit + AVD stamp duty HK$1,499,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,639
−HK$7,063/mo
▼ 0.25% · 3.875%
HK$116,142
−HK$3,560/mo
Today · 4.125%
HK$119,702
baseline
▲ 0.50% · 4.625%
HK$126,986
+HK$7,284/mo
Deposit HK$10.59M · loan HK$24.70M · min. income ≈ HK$239,404/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$1,499,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,309
−HK$6,770/mo
▼ 0.25% · 3.875%
HK$128,670
−HK$3,409/mo
Today · 4.125%
HK$132,079
baseline
▲ 0.50% · 4.625%
HK$139,042
+HK$6,963/mo
Deposit HK$10.59M · loan HK$24.70M · min. income ≈ HK$264,158/mo (50% DSR)
Upfront cash ≈ HK$12.08M (deposit + AVD stamp duty HK$1,499,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,821
−HK$9,082/mo
▼ 0.25% · 3.875%
HK$149,326
−HK$4,577/mo
Today · 4.125%
HK$153,903
baseline
▲ 0.50% · 4.625%
HK$163,267
+HK$9,364/mo
Deposit HK$3.53M · loan HK$31.76M · min. income ≈ HK$307,806/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,499,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,112
−HK$8,704/mo
▼ 0.25% · 3.875%
HK$165,433
−HK$4,383/mo
Today · 4.125%
HK$169,816
baseline
▲ 0.50% · 4.625%
HK$178,768
+HK$8,952/mo
Deposit HK$3.53M · loan HK$31.76M · min. income ≈ HK$339,632/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,499,563 · Scale 2, in force from 26 Feb 2026)