LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,459
−HK$5,045/mo
▼ 0.25% · 3.875%
HK$82,962
−HK$2,542/mo
Today · 4.125%
HK$85,504
baseline
▲ 0.50% · 4.625%
HK$90,707
+HK$5,203/mo
Deposit HK$17.64M · loan HK$17.64M · min. income ≈ HK$171,008/mo (50% DSR)
Upfront cash ≈ HK$19.14M (deposit + AVD stamp duty HK$1,499,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,510
−HK$4,836/mo
▼ 0.25% · 3.875%
HK$91,910
−HK$2,436/mo
Today · 4.125%
HK$94,346
baseline
▲ 0.50% · 4.625%
HK$99,319
+HK$4,973/mo
Deposit HK$17.64M · loan HK$17.64M · min. income ≈ HK$188,692/mo (50% DSR)
Upfront cash ≈ HK$19.14M (deposit + AVD stamp duty HK$1,499,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,551
−HK$6,054/mo
▼ 0.25% · 3.875%
HK$99,554
−HK$3,051/mo
Today · 4.125%
HK$102,605
baseline
▲ 0.50% · 4.625%
HK$108,848
+HK$6,243/mo
Deposit HK$14.11M · loan HK$21.17M · min. income ≈ HK$205,210/mo (50% DSR)
Upfront cash ≈ HK$15.61M (deposit + AVD stamp duty HK$1,499,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,412
−HK$5,803/mo
▼ 0.25% · 3.875%
HK$110,292
−HK$2,923/mo
Today · 4.125%
HK$113,215
baseline
▲ 0.50% · 4.625%
HK$119,182
+HK$5,967/mo
Deposit HK$14.11M · loan HK$21.17M · min. income ≈ HK$226,430/mo (50% DSR)
Upfront cash ≈ HK$15.61M (deposit + AVD stamp duty HK$1,499,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,642
−HK$7,064/mo
▼ 0.25% · 3.875%
HK$116,146
−HK$3,560/mo
Today · 4.125%
HK$119,706
baseline
▲ 0.50% · 4.625%
HK$126,990
+HK$7,284/mo
Deposit HK$10.59M · loan HK$24.70M · min. income ≈ HK$239,412/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$1,499,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,314
−HK$6,770/mo
▼ 0.25% · 3.875%
HK$128,674
−HK$3,410/mo
Today · 4.125%
HK$132,084
baseline
▲ 0.50% · 4.625%
HK$139,046
+HK$6,962/mo
Deposit HK$10.59M · loan HK$24.70M · min. income ≈ HK$264,168/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$1,499,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,826
−HK$9,082/mo
▼ 0.25% · 3.875%
HK$149,331
−HK$4,577/mo
Today · 4.125%
HK$153,908
baseline
▲ 0.50% · 4.625%
HK$163,273
+HK$9,365/mo
Deposit HK$3.53M · loan HK$31.76M · min. income ≈ HK$307,816/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,499,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,117
−HK$8,705/mo
▼ 0.25% · 3.875%
HK$165,438
−HK$4,384/mo
Today · 4.125%
HK$169,822
baseline
▲ 0.50% · 4.625%
HK$178,774
+HK$8,952/mo
Deposit HK$3.53M · loan HK$31.76M · min. income ≈ HK$339,644/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,499,613 · Scale 2, in force from 26 Feb 2026)