LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,464
−HK$5,046/mo
▼ 0.25% · 3.875%
HK$82,967
−HK$2,543/mo
Today · 4.125%
HK$85,510
baseline
▲ 0.50% · 4.625%
HK$90,713
+HK$5,203/mo
Deposit HK$17.64M · loan HK$17.64M · min. income ≈ HK$171,020/mo (50% DSR)
Upfront cash ≈ HK$19.14M (deposit + AVD stamp duty HK$1,499,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,515
−HK$4,836/mo
▼ 0.25% · 3.875%
HK$91,916
−HK$2,435/mo
Today · 4.125%
HK$94,351
baseline
▲ 0.50% · 4.625%
HK$99,325
+HK$4,974/mo
Deposit HK$17.64M · loan HK$17.64M · min. income ≈ HK$188,702/mo (50% DSR)
Upfront cash ≈ HK$19.14M (deposit + AVD stamp duty HK$1,499,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,557
−HK$6,054/mo
▼ 0.25% · 3.875%
HK$99,560
−HK$3,051/mo
Today · 4.125%
HK$102,611
baseline
▲ 0.50% · 4.625%
HK$108,855
+HK$6,244/mo
Deposit HK$14.11M · loan HK$21.17M · min. income ≈ HK$205,222/mo (50% DSR)
Upfront cash ≈ HK$15.61M (deposit + AVD stamp duty HK$1,499,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,418
−HK$5,804/mo
▼ 0.25% · 3.875%
HK$110,299
−HK$2,923/mo
Today · 4.125%
HK$113,222
baseline
▲ 0.50% · 4.625%
HK$119,190
+HK$5,968/mo
Deposit HK$14.11M · loan HK$21.17M · min. income ≈ HK$226,444/mo (50% DSR)
Upfront cash ≈ HK$15.61M (deposit + AVD stamp duty HK$1,499,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,649
−HK$7,064/mo
▼ 0.25% · 3.875%
HK$116,153
−HK$3,560/mo
Today · 4.125%
HK$119,713
baseline
▲ 0.50% · 4.625%
HK$126,998
+HK$7,285/mo
Deposit HK$10.59M · loan HK$24.70M · min. income ≈ HK$239,426/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$1,499,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,321
−HK$6,771/mo
▼ 0.25% · 3.875%
HK$128,682
−HK$3,410/mo
Today · 4.125%
HK$132,092
baseline
▲ 0.50% · 4.625%
HK$139,055
+HK$6,963/mo
Deposit HK$10.59M · loan HK$24.70M · min. income ≈ HK$264,184/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$1,499,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,835
−HK$9,082/mo
▼ 0.25% · 3.875%
HK$149,340
−HK$4,577/mo
Today · 4.125%
HK$153,917
baseline
▲ 0.50% · 4.625%
HK$163,283
+HK$9,366/mo
Deposit HK$3.53M · loan HK$31.76M · min. income ≈ HK$307,834/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,499,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,127
−HK$8,705/mo
▼ 0.25% · 3.875%
HK$165,449
−HK$4,383/mo
Today · 4.125%
HK$169,832
baseline
▲ 0.50% · 4.625%
HK$178,785
+HK$8,953/mo
Deposit HK$3.53M · loan HK$31.76M · min. income ≈ HK$339,664/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,499,704 · Scale 2, in force from 26 Feb 2026)