LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,468
−HK$5,046/mo
▼ 0.25% · 3.875%
HK$82,971
−HK$2,543/mo
Today · 4.125%
HK$85,514
baseline
▲ 0.50% · 4.625%
HK$90,717
+HK$5,203/mo
Deposit HK$17.64M · loan HK$17.64M · min. income ≈ HK$171,028/mo (50% DSR)
Upfront cash ≈ HK$19.14M (deposit + AVD stamp duty HK$1,499,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,520
−HK$4,836/mo
▼ 0.25% · 3.875%
HK$91,921
−HK$2,435/mo
Today · 4.125%
HK$94,356
baseline
▲ 0.50% · 4.625%
HK$99,330
+HK$4,974/mo
Deposit HK$17.64M · loan HK$17.64M · min. income ≈ HK$188,712/mo (50% DSR)
Upfront cash ≈ HK$19.14M (deposit + AVD stamp duty HK$1,499,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,562
−HK$6,055/mo
▼ 0.25% · 3.875%
HK$99,565
−HK$3,052/mo
Today · 4.125%
HK$102,617
baseline
▲ 0.50% · 4.625%
HK$108,861
+HK$6,244/mo
Deposit HK$14.12M · loan HK$21.17M · min. income ≈ HK$205,234/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,499,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,424
−HK$5,803/mo
▼ 0.25% · 3.875%
HK$110,305
−HK$2,922/mo
Today · 4.125%
HK$113,227
baseline
▲ 0.50% · 4.625%
HK$119,196
+HK$5,969/mo
Deposit HK$14.12M · loan HK$21.17M · min. income ≈ HK$226,454/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,499,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,655
−HK$7,065/mo
▼ 0.25% · 3.875%
HK$116,159
−HK$3,561/mo
Today · 4.125%
HK$119,720
baseline
▲ 0.50% · 4.625%
HK$127,004
+HK$7,284/mo
Deposit HK$10.59M · loan HK$24.70M · min. income ≈ HK$239,440/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$1,499,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,328
−HK$6,771/mo
▼ 0.25% · 3.875%
HK$128,689
−HK$3,410/mo
Today · 4.125%
HK$132,099
baseline
▲ 0.50% · 4.625%
HK$139,062
+HK$6,963/mo
Deposit HK$10.59M · loan HK$24.70M · min. income ≈ HK$264,198/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$1,499,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,842
−HK$9,083/mo
▼ 0.25% · 3.875%
HK$149,348
−HK$4,577/mo
Today · 4.125%
HK$153,925
baseline
▲ 0.50% · 4.625%
HK$163,291
+HK$9,366/mo
Deposit HK$3.53M · loan HK$31.76M · min. income ≈ HK$307,850/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,499,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,136
−HK$8,705/mo
▼ 0.25% · 3.875%
HK$165,457
−HK$4,384/mo
Today · 4.125%
HK$169,841
baseline
▲ 0.50% · 4.625%
HK$178,794
+HK$8,953/mo
Deposit HK$3.53M · loan HK$31.76M · min. income ≈ HK$339,682/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,499,782 · Scale 2, in force from 26 Feb 2026)