LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,471
−HK$5,046/mo
▼ 0.25% · 3.875%
HK$82,974
−HK$2,543/mo
Today · 4.125%
HK$85,517
baseline
▲ 0.50% · 4.625%
HK$90,721
+HK$5,204/mo
Deposit HK$17.65M · loan HK$17.65M · min. income ≈ HK$171,034/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$1,499,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,523
−HK$4,837/mo
▼ 0.25% · 3.875%
HK$91,924
−HK$2,436/mo
Today · 4.125%
HK$94,360
baseline
▲ 0.50% · 4.625%
HK$99,334
+HK$4,974/mo
Deposit HK$17.65M · loan HK$17.65M · min. income ≈ HK$188,720/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$1,499,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,565
−HK$6,056/mo
▼ 0.25% · 3.875%
HK$99,569
−HK$3,052/mo
Today · 4.125%
HK$102,621
baseline
▲ 0.50% · 4.625%
HK$108,865
+HK$6,244/mo
Deposit HK$14.12M · loan HK$21.17M · min. income ≈ HK$205,242/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,499,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,428
−HK$5,804/mo
▼ 0.25% · 3.875%
HK$110,309
−HK$2,923/mo
Today · 4.125%
HK$113,232
baseline
▲ 0.50% · 4.625%
HK$119,201
+HK$5,969/mo
Deposit HK$14.12M · loan HK$21.17M · min. income ≈ HK$226,464/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,499,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,660
−HK$7,064/mo
▼ 0.25% · 3.875%
HK$116,164
−HK$3,560/mo
Today · 4.125%
HK$119,724
baseline
▲ 0.50% · 4.625%
HK$127,009
+HK$7,285/mo
Deposit HK$10.59M · loan HK$24.70M · min. income ≈ HK$239,448/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$1,499,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,333
−HK$6,771/mo
▼ 0.25% · 3.875%
HK$128,694
−HK$3,410/mo
Today · 4.125%
HK$132,104
baseline
▲ 0.50% · 4.625%
HK$139,067
+HK$6,963/mo
Deposit HK$10.59M · loan HK$24.70M · min. income ≈ HK$264,208/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$1,499,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,848
−HK$9,083/mo
▼ 0.25% · 3.875%
HK$149,354
−HK$4,577/mo
Today · 4.125%
HK$153,931
baseline
▲ 0.50% · 4.625%
HK$163,298
+HK$9,367/mo
Deposit HK$3.53M · loan HK$31.76M · min. income ≈ HK$307,862/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,499,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,142
−HK$8,706/mo
▼ 0.25% · 3.875%
HK$165,464
−HK$4,384/mo
Today · 4.125%
HK$169,848
baseline
▲ 0.50% · 4.625%
HK$178,801
+HK$8,953/mo
Deposit HK$3.53M · loan HK$31.76M · min. income ≈ HK$339,696/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,499,842 · Scale 2, in force from 26 Feb 2026)