LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,474
−HK$5,046/mo
▼ 0.25% · 3.875%
HK$82,977
−HK$2,543/mo
Today · 4.125%
HK$85,520
baseline
▲ 0.50% · 4.625%
HK$90,724
+HK$5,204/mo
Deposit HK$17.65M · loan HK$17.65M · min. income ≈ HK$171,040/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$1,499,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,526
−HK$4,837/mo
▼ 0.25% · 3.875%
HK$91,927
−HK$2,436/mo
Today · 4.125%
HK$94,363
baseline
▲ 0.50% · 4.625%
HK$99,337
+HK$4,974/mo
Deposit HK$17.65M · loan HK$17.65M · min. income ≈ HK$188,726/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$1,499,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,568
−HK$6,056/mo
▼ 0.25% · 3.875%
HK$99,572
−HK$3,052/mo
Today · 4.125%
HK$102,624
baseline
▲ 0.50% · 4.625%
HK$108,869
+HK$6,245/mo
Deposit HK$14.12M · loan HK$21.17M · min. income ≈ HK$205,248/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,499,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,431
−HK$5,805/mo
▼ 0.25% · 3.875%
HK$110,313
−HK$2,923/mo
Today · 4.125%
HK$113,236
baseline
▲ 0.50% · 4.625%
HK$119,204
+HK$5,968/mo
Deposit HK$14.12M · loan HK$21.17M · min. income ≈ HK$226,472/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,499,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,663
−HK$7,065/mo
▼ 0.25% · 3.875%
HK$116,168
−HK$3,560/mo
Today · 4.125%
HK$119,728
baseline
▲ 0.50% · 4.625%
HK$127,013
+HK$7,285/mo
Deposit HK$10.59M · loan HK$24.70M · min. income ≈ HK$239,456/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$1,499,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,337
−HK$6,771/mo
▼ 0.25% · 3.875%
HK$128,698
−HK$3,410/mo
Today · 4.125%
HK$132,108
baseline
▲ 0.50% · 4.625%
HK$139,072
+HK$6,964/mo
Deposit HK$10.59M · loan HK$24.70M · min. income ≈ HK$264,216/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$1,499,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,853
−HK$9,083/mo
▼ 0.25% · 3.875%
HK$149,358
−HK$4,578/mo
Today · 4.125%
HK$153,936
baseline
▲ 0.50% · 4.625%
HK$163,303
+HK$9,367/mo
Deposit HK$3.53M · loan HK$31.76M · min. income ≈ HK$307,872/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,499,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,147
−HK$8,706/mo
▼ 0.25% · 3.875%
HK$165,469
−HK$4,384/mo
Today · 4.125%
HK$169,853
baseline
▲ 0.50% · 4.625%
HK$178,807
+HK$8,954/mo
Deposit HK$3.53M · loan HK$31.76M · min. income ≈ HK$339,706/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,499,890 · Scale 2, in force from 26 Feb 2026)