LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,475
−HK$5,046/mo
▼ 0.25% · 3.875%
HK$82,978
−HK$2,543/mo
Today · 4.125%
HK$85,521
baseline
▲ 0.50% · 4.625%
HK$90,725
+HK$5,204/mo
Deposit HK$17.65M · loan HK$17.65M · min. income ≈ HK$171,042/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$1,499,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,528
−HK$4,837/mo
▼ 0.25% · 3.875%
HK$91,929
−HK$2,436/mo
Today · 4.125%
HK$94,365
baseline
▲ 0.50% · 4.625%
HK$99,339
+HK$4,974/mo
Deposit HK$17.65M · loan HK$17.65M · min. income ≈ HK$188,730/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$1,499,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,570
−HK$6,056/mo
▼ 0.25% · 3.875%
HK$99,574
−HK$3,052/mo
Today · 4.125%
HK$102,626
baseline
▲ 0.50% · 4.625%
HK$108,870
+HK$6,244/mo
Deposit HK$14.12M · loan HK$21.18M · min. income ≈ HK$205,252/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,499,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,433
−HK$5,804/mo
▼ 0.25% · 3.875%
HK$110,314
−HK$2,923/mo
Today · 4.125%
HK$113,237
baseline
▲ 0.50% · 4.625%
HK$119,206
+HK$5,969/mo
Deposit HK$14.12M · loan HK$21.18M · min. income ≈ HK$226,474/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,499,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,665
−HK$7,065/mo
▼ 0.25% · 3.875%
HK$116,169
−HK$3,561/mo
Today · 4.125%
HK$119,730
baseline
▲ 0.50% · 4.625%
HK$127,015
+HK$7,285/mo
Deposit HK$10.59M · loan HK$24.70M · min. income ≈ HK$239,460/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$1,499,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,339
−HK$6,771/mo
▼ 0.25% · 3.875%
HK$128,700
−HK$3,410/mo
Today · 4.125%
HK$132,110
baseline
▲ 0.50% · 4.625%
HK$139,074
+HK$6,964/mo
Deposit HK$10.59M · loan HK$24.70M · min. income ≈ HK$264,220/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$1,499,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,855
−HK$9,084/mo
▼ 0.25% · 3.875%
HK$149,361
−HK$4,578/mo
Today · 4.125%
HK$153,939
baseline
▲ 0.50% · 4.625%
HK$163,305
+HK$9,366/mo
Deposit HK$3.53M · loan HK$31.76M · min. income ≈ HK$307,878/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,499,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,150
−HK$8,706/mo
▼ 0.25% · 3.875%
HK$165,472
−HK$4,384/mo
Today · 4.125%
HK$169,856
baseline
▲ 0.50% · 4.625%
HK$178,809
+HK$8,953/mo
Deposit HK$3.53M · loan HK$31.76M · min. income ≈ HK$339,712/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,499,914 · Scale 2, in force from 26 Feb 2026)