LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,478
−HK$5,047/mo
▼ 0.25% · 3.875%
HK$82,982
−HK$2,543/mo
Today · 4.125%
HK$85,525
baseline
▲ 0.50% · 4.625%
HK$90,729
+HK$5,204/mo
Deposit HK$17.65M · loan HK$17.65M · min. income ≈ HK$171,050/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$1,499,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,531
−HK$4,838/mo
▼ 0.25% · 3.875%
HK$91,933
−HK$2,436/mo
Today · 4.125%
HK$94,369
baseline
▲ 0.50% · 4.625%
HK$99,343
+HK$4,974/mo
Deposit HK$17.65M · loan HK$17.65M · min. income ≈ HK$188,738/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$1,499,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,574
−HK$6,056/mo
▼ 0.25% · 3.875%
HK$99,578
−HK$3,052/mo
Today · 4.125%
HK$102,630
baseline
▲ 0.50% · 4.625%
HK$108,875
+HK$6,245/mo
Deposit HK$14.12M · loan HK$21.18M · min. income ≈ HK$205,260/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,499,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,438
−HK$5,804/mo
▼ 0.25% · 3.875%
HK$110,319
−HK$2,923/mo
Today · 4.125%
HK$113,242
baseline
▲ 0.50% · 4.625%
HK$119,211
+HK$5,969/mo
Deposit HK$14.12M · loan HK$21.18M · min. income ≈ HK$226,484/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,499,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,670
−HK$7,065/mo
▼ 0.25% · 3.875%
HK$116,175
−HK$3,560/mo
Today · 4.125%
HK$119,735
baseline
▲ 0.50% · 4.625%
HK$127,021
+HK$7,286/mo
Deposit HK$10.59M · loan HK$24.71M · min. income ≈ HK$239,470/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$1,499,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,344
−HK$6,772/mo
▼ 0.25% · 3.875%
HK$128,706
−HK$3,410/mo
Today · 4.125%
HK$132,116
baseline
▲ 0.50% · 4.625%
HK$139,080
+HK$6,964/mo
Deposit HK$10.59M · loan HK$24.71M · min. income ≈ HK$264,232/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$1,499,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,861
−HK$9,084/mo
▼ 0.25% · 3.875%
HK$149,367
−HK$4,578/mo
Today · 4.125%
HK$153,945
baseline
▲ 0.50% · 4.625%
HK$163,313
+HK$9,368/mo
Deposit HK$3.53M · loan HK$31.76M · min. income ≈ HK$307,890/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,499,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,157
−HK$8,706/mo
▼ 0.25% · 3.875%
HK$165,479
−HK$4,384/mo
Today · 4.125%
HK$169,863
baseline
▲ 0.50% · 4.625%
HK$178,817
+HK$8,954/mo
Deposit HK$3.53M · loan HK$31.76M · min. income ≈ HK$339,726/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,499,979 · Scale 2, in force from 26 Feb 2026)