LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,480
−HK$5,046/mo
▼ 0.25% · 3.875%
HK$82,983
−HK$2,543/mo
Today · 4.125%
HK$85,526
baseline
▲ 0.50% · 4.625%
HK$90,730
+HK$5,204/mo
Deposit HK$17.65M · loan HK$17.65M · min. income ≈ HK$171,052/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$1,499,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,533
−HK$4,837/mo
▼ 0.25% · 3.875%
HK$91,934
−HK$2,436/mo
Today · 4.125%
HK$94,370
baseline
▲ 0.50% · 4.625%
HK$99,344
+HK$4,974/mo
Deposit HK$17.65M · loan HK$17.65M · min. income ≈ HK$188,740/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$1,499,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,575
−HK$6,057/mo
▼ 0.25% · 3.875%
HK$99,580
−HK$3,052/mo
Today · 4.125%
HK$102,632
baseline
▲ 0.50% · 4.625%
HK$108,876
+HK$6,244/mo
Deposit HK$14.12M · loan HK$21.18M · min. income ≈ HK$205,264/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,499,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,439
−HK$5,805/mo
▼ 0.25% · 3.875%
HK$110,321
−HK$2,923/mo
Today · 4.125%
HK$113,244
baseline
▲ 0.50% · 4.625%
HK$119,213
+HK$5,969/mo
Deposit HK$14.12M · loan HK$21.18M · min. income ≈ HK$226,488/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,499,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,671
−HK$7,066/mo
▼ 0.25% · 3.875%
HK$116,176
−HK$3,561/mo
Today · 4.125%
HK$119,737
baseline
▲ 0.50% · 4.625%
HK$127,023
+HK$7,286/mo
Deposit HK$10.59M · loan HK$24.71M · min. income ≈ HK$239,474/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$1,499,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,346
−HK$6,772/mo
▼ 0.25% · 3.875%
HK$128,707
−HK$3,411/mo
Today · 4.125%
HK$132,118
baseline
▲ 0.50% · 4.625%
HK$139,082
+HK$6,964/mo
Deposit HK$10.59M · loan HK$24.71M · min. income ≈ HK$264,236/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$1,499,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,863
−HK$9,084/mo
▼ 0.25% · 3.875%
HK$149,369
−HK$4,578/mo
Today · 4.125%
HK$153,947
baseline
▲ 0.50% · 4.625%
HK$163,315
+HK$9,368/mo
Deposit HK$3.53M · loan HK$31.76M · min. income ≈ HK$307,894/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,499,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,159
−HK$8,707/mo
▼ 0.25% · 3.875%
HK$165,481
−HK$4,385/mo
Today · 4.125%
HK$169,866
baseline
▲ 0.50% · 4.625%
HK$178,820
+HK$8,954/mo
Deposit HK$3.53M · loan HK$31.76M · min. income ≈ HK$339,732/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,499,999 · Scale 2, in force from 26 Feb 2026)