LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,502
−HK$5,048/mo
▼ 0.25% · 3.875%
HK$83,006
−HK$2,544/mo
Today · 4.125%
HK$85,550
baseline
▲ 0.50% · 4.625%
HK$90,756
+HK$5,206/mo
Deposit HK$17.65M · loan HK$17.65M · min. income ≈ HK$171,100/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$1,500,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,558
−HK$4,838/mo
▼ 0.25% · 3.875%
HK$91,960
−HK$2,436/mo
Today · 4.125%
HK$94,396
baseline
▲ 0.50% · 4.625%
HK$99,372
+HK$4,976/mo
Deposit HK$17.65M · loan HK$17.65M · min. income ≈ HK$188,792/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$1,500,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,602
−HK$6,058/mo
▼ 0.25% · 3.875%
HK$99,607
−HK$3,053/mo
Today · 4.125%
HK$102,660
baseline
▲ 0.50% · 4.625%
HK$108,907
+HK$6,247/mo
Deposit HK$14.12M · loan HK$21.18M · min. income ≈ HK$205,320/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,500,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,469
−HK$5,807/mo
▼ 0.25% · 3.875%
HK$110,352
−HK$2,924/mo
Today · 4.125%
HK$113,276
baseline
▲ 0.50% · 4.625%
HK$119,246
+HK$5,970/mo
Deposit HK$14.12M · loan HK$21.18M · min. income ≈ HK$226,552/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,500,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,703
−HK$7,067/mo
▼ 0.25% · 3.875%
HK$116,209
−HK$3,561/mo
Today · 4.125%
HK$119,770
baseline
▲ 0.50% · 4.625%
HK$127,058
+HK$7,288/mo
Deposit HK$10.59M · loan HK$24.71M · min. income ≈ HK$239,540/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$1,500,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,381
−HK$6,774/mo
▼ 0.25% · 3.875%
HK$128,743
−HK$3,412/mo
Today · 4.125%
HK$132,155
baseline
▲ 0.50% · 4.625%
HK$139,121
+HK$6,966/mo
Deposit HK$10.59M · loan HK$24.71M · min. income ≈ HK$264,310/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$1,500,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,904
−HK$9,086/mo
▼ 0.25% · 3.875%
HK$149,411
−HK$4,579/mo
Today · 4.125%
HK$153,990
baseline
▲ 0.50% · 4.625%
HK$163,360
+HK$9,370/mo
Deposit HK$3.53M · loan HK$31.77M · min. income ≈ HK$307,980/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,500,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,204
−HK$8,709/mo
▼ 0.25% · 3.875%
HK$165,527
−HK$4,386/mo
Today · 4.125%
HK$169,913
baseline
▲ 0.50% · 4.625%
HK$178,870
+HK$8,957/mo
Deposit HK$3.53M · loan HK$31.77M · min. income ≈ HK$339,826/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,500,418 · Scale 2, in force from 26 Feb 2026)