LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,512
−HK$5,048/mo
▼ 0.25% · 3.875%
HK$83,016
−HK$2,544/mo
Today · 4.125%
HK$85,560
baseline
▲ 0.50% · 4.625%
HK$90,766
+HK$5,206/mo
Deposit HK$17.65M · loan HK$17.65M · min. income ≈ HK$171,120/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$1,500,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,568
−HK$4,839/mo
▼ 0.25% · 3.875%
HK$91,970
−HK$2,437/mo
Today · 4.125%
HK$94,407
baseline
▲ 0.50% · 4.625%
HK$99,384
+HK$4,977/mo
Deposit HK$17.65M · loan HK$17.65M · min. income ≈ HK$188,814/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$1,500,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,614
−HK$6,058/mo
▼ 0.25% · 3.875%
HK$99,619
−HK$3,053/mo
Today · 4.125%
HK$102,672
baseline
▲ 0.50% · 4.625%
HK$108,920
+HK$6,248/mo
Deposit HK$14.12M · loan HK$21.18M · min. income ≈ HK$205,344/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,500,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,482
−HK$5,807/mo
▼ 0.25% · 3.875%
HK$110,365
−HK$2,924/mo
Today · 4.125%
HK$113,289
baseline
▲ 0.50% · 4.625%
HK$119,260
+HK$5,971/mo
Deposit HK$14.12M · loan HK$21.18M · min. income ≈ HK$226,578/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,500,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,716
−HK$7,068/mo
▼ 0.25% · 3.875%
HK$116,222
−HK$3,562/mo
Today · 4.125%
HK$119,784
baseline
▲ 0.50% · 4.625%
HK$127,073
+HK$7,289/mo
Deposit HK$10.59M · loan HK$24.72M · min. income ≈ HK$239,568/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$1,500,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,396
−HK$6,774/mo
▼ 0.25% · 3.875%
HK$128,759
−HK$3,411/mo
Today · 4.125%
HK$132,170
baseline
▲ 0.50% · 4.625%
HK$139,137
+HK$6,967/mo
Deposit HK$10.59M · loan HK$24.72M · min. income ≈ HK$264,340/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$1,500,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,921
−HK$9,088/mo
▼ 0.25% · 3.875%
HK$149,429
−HK$4,580/mo
Today · 4.125%
HK$154,009
baseline
▲ 0.50% · 4.625%
HK$163,380
+HK$9,371/mo
Deposit HK$3.53M · loan HK$31.78M · min. income ≈ HK$308,018/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,500,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,223
−HK$8,710/mo
▼ 0.25% · 3.875%
HK$165,547
−HK$4,386/mo
Today · 4.125%
HK$169,933
baseline
▲ 0.50% · 4.625%
HK$178,891
+HK$8,958/mo
Deposit HK$3.53M · loan HK$31.78M · min. income ≈ HK$339,866/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,500,595 · Scale 2, in force from 26 Feb 2026)