LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,512
−HK$5,049/mo
▼ 0.25% · 3.875%
HK$83,017
−HK$2,544/mo
Today · 4.125%
HK$85,561
baseline
▲ 0.50% · 4.625%
HK$90,767
+HK$5,206/mo
Deposit HK$17.65M · loan HK$17.65M · min. income ≈ HK$171,122/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$1,500,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,569
−HK$4,839/mo
▼ 0.25% · 3.875%
HK$91,971
−HK$2,437/mo
Today · 4.125%
HK$94,408
baseline
▲ 0.50% · 4.625%
HK$99,385
+HK$4,977/mo
Deposit HK$17.65M · loan HK$17.65M · min. income ≈ HK$188,816/mo (50% DSR)
Upfront cash ≈ HK$19.15M (deposit + AVD stamp duty HK$1,500,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,615
−HK$6,058/mo
▼ 0.25% · 3.875%
HK$99,620
−HK$3,053/mo
Today · 4.125%
HK$102,673
baseline
▲ 0.50% · 4.625%
HK$108,921
+HK$6,248/mo
Deposit HK$14.12M · loan HK$21.19M · min. income ≈ HK$205,346/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,500,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,483
−HK$5,807/mo
▼ 0.25% · 3.875%
HK$110,366
−HK$2,924/mo
Today · 4.125%
HK$113,290
baseline
▲ 0.50% · 4.625%
HK$119,262
+HK$5,972/mo
Deposit HK$14.12M · loan HK$21.19M · min. income ≈ HK$226,580/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,500,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,717
−HK$7,069/mo
▼ 0.25% · 3.875%
HK$116,223
−HK$3,563/mo
Today · 4.125%
HK$119,786
baseline
▲ 0.50% · 4.625%
HK$127,074
+HK$7,288/mo
Deposit HK$10.59M · loan HK$24.72M · min. income ≈ HK$239,572/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$1,500,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,397
−HK$6,775/mo
▼ 0.25% · 3.875%
HK$128,760
−HK$3,412/mo
Today · 4.125%
HK$132,172
baseline
▲ 0.50% · 4.625%
HK$139,139
+HK$6,967/mo
Deposit HK$10.59M · loan HK$24.72M · min. income ≈ HK$264,344/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$1,500,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,922
−HK$9,088/mo
▼ 0.25% · 3.875%
HK$149,430
−HK$4,580/mo
Today · 4.125%
HK$154,010
baseline
▲ 0.50% · 4.625%
HK$163,381
+HK$9,371/mo
Deposit HK$3.53M · loan HK$31.78M · min. income ≈ HK$308,020/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,500,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,225
−HK$8,710/mo
▼ 0.25% · 3.875%
HK$165,549
−HK$4,386/mo
Today · 4.125%
HK$169,935
baseline
▲ 0.50% · 4.625%
HK$178,893
+HK$8,958/mo
Deposit HK$3.53M · loan HK$31.78M · min. income ≈ HK$339,870/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,500,611 · Scale 2, in force from 26 Feb 2026)