LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,519
−HK$5,049/mo
▼ 0.25% · 3.875%
HK$83,023
−HK$2,545/mo
Today · 4.125%
HK$85,568
baseline
▲ 0.50% · 4.625%
HK$90,774
+HK$5,206/mo
Deposit HK$17.66M · loan HK$17.66M · min. income ≈ HK$171,136/mo (50% DSR)
Upfront cash ≈ HK$19.16M (deposit + AVD stamp duty HK$1,500,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,576
−HK$4,840/mo
▼ 0.25% · 3.875%
HK$91,979
−HK$2,437/mo
Today · 4.125%
HK$94,416
baseline
▲ 0.50% · 4.625%
HK$99,392
+HK$4,976/mo
Deposit HK$17.66M · loan HK$17.66M · min. income ≈ HK$188,832/mo (50% DSR)
Upfront cash ≈ HK$19.16M (deposit + AVD stamp duty HK$1,500,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,622
−HK$6,059/mo
▼ 0.25% · 3.875%
HK$99,628
−HK$3,053/mo
Today · 4.125%
HK$102,681
baseline
▲ 0.50% · 4.625%
HK$108,929
+HK$6,248/mo
Deposit HK$14.12M · loan HK$21.19M · min. income ≈ HK$205,362/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,500,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,491
−HK$5,808/mo
▼ 0.25% · 3.875%
HK$110,374
−HK$2,925/mo
Today · 4.125%
HK$113,299
baseline
▲ 0.50% · 4.625%
HK$119,271
+HK$5,972/mo
Deposit HK$14.12M · loan HK$21.19M · min. income ≈ HK$226,598/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,500,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,726
−HK$7,069/mo
▼ 0.25% · 3.875%
HK$116,232
−HK$3,563/mo
Today · 4.125%
HK$119,795
baseline
▲ 0.50% · 4.625%
HK$127,084
+HK$7,289/mo
Deposit HK$10.59M · loan HK$24.72M · min. income ≈ HK$239,590/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$1,500,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,407
−HK$6,775/mo
▼ 0.25% · 3.875%
HK$128,770
−HK$3,412/mo
Today · 4.125%
HK$132,182
baseline
▲ 0.50% · 4.625%
HK$139,149
+HK$6,967/mo
Deposit HK$10.59M · loan HK$24.72M · min. income ≈ HK$264,364/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$1,500,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,934
−HK$9,088/mo
▼ 0.25% · 3.875%
HK$149,442
−HK$4,580/mo
Today · 4.125%
HK$154,022
baseline
▲ 0.50% · 4.625%
HK$163,394
+HK$9,372/mo
Deposit HK$3.53M · loan HK$31.78M · min. income ≈ HK$308,044/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,500,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,237
−HK$8,711/mo
▼ 0.25% · 3.875%
HK$165,561
−HK$4,387/mo
Today · 4.125%
HK$169,948
baseline
▲ 0.50% · 4.625%
HK$178,906
+HK$8,958/mo
Deposit HK$3.53M · loan HK$31.78M · min. income ≈ HK$339,896/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,500,727 · Scale 2, in force from 26 Feb 2026)