LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,521
−HK$5,049/mo
▼ 0.25% · 3.875%
HK$83,025
−HK$2,545/mo
Today · 4.125%
HK$85,570
baseline
▲ 0.50% · 4.625%
HK$90,777
+HK$5,207/mo
Deposit HK$17.66M · loan HK$17.66M · min. income ≈ HK$171,140/mo (50% DSR)
Upfront cash ≈ HK$19.16M (deposit + AVD stamp duty HK$1,500,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,578
−HK$4,840/mo
▼ 0.25% · 3.875%
HK$91,981
−HK$2,437/mo
Today · 4.125%
HK$94,418
baseline
▲ 0.50% · 4.625%
HK$99,395
+HK$4,977/mo
Deposit HK$17.66M · loan HK$17.66M · min. income ≈ HK$188,836/mo (50% DSR)
Upfront cash ≈ HK$19.16M (deposit + AVD stamp duty HK$1,500,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,625
−HK$6,059/mo
▼ 0.25% · 3.875%
HK$99,630
−HK$3,054/mo
Today · 4.125%
HK$102,684
baseline
▲ 0.50% · 4.625%
HK$108,932
+HK$6,248/mo
Deposit HK$14.12M · loan HK$21.19M · min. income ≈ HK$205,368/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,500,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,494
−HK$5,808/mo
▼ 0.25% · 3.875%
HK$110,377
−HK$2,925/mo
Today · 4.125%
HK$113,302
baseline
▲ 0.50% · 4.625%
HK$119,274
+HK$5,972/mo
Deposit HK$14.12M · loan HK$21.19M · min. income ≈ HK$226,604/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,500,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,729
−HK$7,069/mo
▼ 0.25% · 3.875%
HK$116,235
−HK$3,563/mo
Today · 4.125%
HK$119,798
baseline
▲ 0.50% · 4.625%
HK$127,088
+HK$7,290/mo
Deposit HK$10.59M · loan HK$24.72M · min. income ≈ HK$239,596/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$1,500,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,410
−HK$6,775/mo
▼ 0.25% · 3.875%
HK$128,773
−HK$3,412/mo
Today · 4.125%
HK$132,185
baseline
▲ 0.50% · 4.625%
HK$139,153
+HK$6,968/mo
Deposit HK$10.59M · loan HK$24.72M · min. income ≈ HK$264,370/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$1,500,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,937
−HK$9,089/mo
▼ 0.25% · 3.875%
HK$149,446
−HK$4,580/mo
Today · 4.125%
HK$154,026
baseline
▲ 0.50% · 4.625%
HK$163,398
+HK$9,372/mo
Deposit HK$3.53M · loan HK$31.78M · min. income ≈ HK$308,052/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,500,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,241
−HK$8,712/mo
▼ 0.25% · 3.875%
HK$165,566
−HK$4,387/mo
Today · 4.125%
HK$169,953
baseline
▲ 0.50% · 4.625%
HK$178,911
+HK$8,958/mo
Deposit HK$3.53M · loan HK$31.78M · min. income ≈ HK$339,906/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,500,766 · Scale 2, in force from 26 Feb 2026)