LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,524
−HK$5,050/mo
▼ 0.25% · 3.875%
HK$83,029
−HK$2,545/mo
Today · 4.125%
HK$85,574
baseline
▲ 0.50% · 4.625%
HK$90,781
+HK$5,207/mo
Deposit HK$17.66M · loan HK$17.66M · min. income ≈ HK$171,148/mo (50% DSR)
Upfront cash ≈ HK$19.16M (deposit + AVD stamp duty HK$1,500,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,583
−HK$4,840/mo
▼ 0.25% · 3.875%
HK$91,985
−HK$2,438/mo
Today · 4.125%
HK$94,423
baseline
▲ 0.50% · 4.625%
HK$99,400
+HK$4,977/mo
Deposit HK$17.66M · loan HK$17.66M · min. income ≈ HK$188,846/mo (50% DSR)
Upfront cash ≈ HK$19.16M (deposit + AVD stamp duty HK$1,500,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,629
−HK$6,060/mo
▼ 0.25% · 3.875%
HK$99,635
−HK$3,054/mo
Today · 4.125%
HK$102,689
baseline
▲ 0.50% · 4.625%
HK$108,937
+HK$6,248/mo
Deposit HK$14.13M · loan HK$21.19M · min. income ≈ HK$205,378/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,500,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,499
−HK$5,808/mo
▼ 0.25% · 3.875%
HK$110,382
−HK$2,925/mo
Today · 4.125%
HK$113,307
baseline
▲ 0.50% · 4.625%
HK$119,280
+HK$5,973/mo
Deposit HK$14.13M · loan HK$21.19M · min. income ≈ HK$226,614/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,500,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,734
−HK$7,070/mo
▼ 0.25% · 3.875%
HK$116,241
−HK$3,563/mo
Today · 4.125%
HK$119,804
baseline
▲ 0.50% · 4.625%
HK$127,093
+HK$7,289/mo
Deposit HK$10.59M · loan HK$24.72M · min. income ≈ HK$239,608/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$1,500,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,416
−HK$6,776/mo
▼ 0.25% · 3.875%
HK$128,779
−HK$3,413/mo
Today · 4.125%
HK$132,192
baseline
▲ 0.50% · 4.625%
HK$139,160
+HK$6,968/mo
Deposit HK$10.59M · loan HK$24.72M · min. income ≈ HK$264,384/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$1,500,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,944
−HK$9,089/mo
▼ 0.25% · 3.875%
HK$149,453
−HK$4,580/mo
Today · 4.125%
HK$154,033
baseline
▲ 0.50% · 4.625%
HK$163,406
+HK$9,373/mo
Deposit HK$3.53M · loan HK$31.78M · min. income ≈ HK$308,066/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,500,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,249
−HK$8,712/mo
▼ 0.25% · 3.875%
HK$165,573
−HK$4,388/mo
Today · 4.125%
HK$169,961
baseline
▲ 0.50% · 4.625%
HK$178,919
+HK$8,958/mo
Deposit HK$3.53M · loan HK$31.78M · min. income ≈ HK$339,922/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,500,836 · Scale 2, in force from 26 Feb 2026)