LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,530
−HK$5,050/mo
▼ 0.25% · 3.875%
HK$83,035
−HK$2,545/mo
Today · 4.125%
HK$85,580
baseline
▲ 0.50% · 4.625%
HK$90,787
+HK$5,207/mo
Deposit HK$17.66M · loan HK$17.66M · min. income ≈ HK$171,160/mo (50% DSR)
Upfront cash ≈ HK$19.16M (deposit + AVD stamp duty HK$1,500,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,588
−HK$4,841/mo
▼ 0.25% · 3.875%
HK$91,991
−HK$2,438/mo
Today · 4.125%
HK$94,429
baseline
▲ 0.50% · 4.625%
HK$99,406
+HK$4,977/mo
Deposit HK$17.66M · loan HK$17.66M · min. income ≈ HK$188,858/mo (50% DSR)
Upfront cash ≈ HK$19.16M (deposit + AVD stamp duty HK$1,500,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,636
−HK$6,060/mo
▼ 0.25% · 3.875%
HK$99,642
−HK$3,054/mo
Today · 4.125%
HK$102,696
baseline
▲ 0.50% · 4.625%
HK$108,944
+HK$6,248/mo
Deposit HK$14.13M · loan HK$21.19M · min. income ≈ HK$205,392/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,500,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,506
−HK$5,808/mo
▼ 0.25% · 3.875%
HK$110,389
−HK$2,925/mo
Today · 4.125%
HK$113,314
baseline
▲ 0.50% · 4.625%
HK$119,287
+HK$5,973/mo
Deposit HK$14.13M · loan HK$21.19M · min. income ≈ HK$226,628/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,500,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,742
−HK$7,069/mo
▼ 0.25% · 3.875%
HK$116,248
−HK$3,563/mo
Today · 4.125%
HK$119,811
baseline
▲ 0.50% · 4.625%
HK$127,102
+HK$7,291/mo
Deposit HK$10.59M · loan HK$24.72M · min. income ≈ HK$239,622/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,500,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,424
−HK$6,776/mo
▼ 0.25% · 3.875%
HK$128,788
−HK$3,412/mo
Today · 4.125%
HK$132,200
baseline
▲ 0.50% · 4.625%
HK$139,169
+HK$6,969/mo
Deposit HK$10.59M · loan HK$24.72M · min. income ≈ HK$264,400/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,500,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,953
−HK$9,090/mo
▼ 0.25% · 3.875%
HK$149,462
−HK$4,581/mo
Today · 4.125%
HK$154,043
baseline
▲ 0.50% · 4.625%
HK$163,417
+HK$9,374/mo
Deposit HK$3.53M · loan HK$31.78M · min. income ≈ HK$308,086/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,500,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,259
−HK$8,713/mo
▼ 0.25% · 3.875%
HK$165,584
−HK$4,388/mo
Today · 4.125%
HK$169,972
baseline
▲ 0.50% · 4.625%
HK$178,931
+HK$8,959/mo
Deposit HK$3.53M · loan HK$31.78M · min. income ≈ HK$339,944/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,500,934 · Scale 2, in force from 26 Feb 2026)