LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,531
−HK$5,050/mo
▼ 0.25% · 3.875%
HK$83,036
−HK$2,545/mo
Today · 4.125%
HK$85,581
baseline
▲ 0.50% · 4.625%
HK$90,789
+HK$5,208/mo
Deposit HK$17.66M · loan HK$17.66M · min. income ≈ HK$171,162/mo (50% DSR)
Upfront cash ≈ HK$19.16M (deposit + AVD stamp duty HK$1,500,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,590
−HK$4,840/mo
▼ 0.25% · 3.875%
HK$91,993
−HK$2,437/mo
Today · 4.125%
HK$94,430
baseline
▲ 0.50% · 4.625%
HK$99,408
+HK$4,978/mo
Deposit HK$17.66M · loan HK$17.66M · min. income ≈ HK$188,860/mo (50% DSR)
Upfront cash ≈ HK$19.16M (deposit + AVD stamp duty HK$1,500,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,637
−HK$6,060/mo
▼ 0.25% · 3.875%
HK$99,643
−HK$3,054/mo
Today · 4.125%
HK$102,697
baseline
▲ 0.50% · 4.625%
HK$108,946
+HK$6,249/mo
Deposit HK$14.13M · loan HK$21.19M · min. income ≈ HK$205,394/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,500,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,508
−HK$5,808/mo
▼ 0.25% · 3.875%
HK$110,391
−HK$2,925/mo
Today · 4.125%
HK$113,316
baseline
▲ 0.50% · 4.625%
HK$119,290
+HK$5,974/mo
Deposit HK$14.13M · loan HK$21.19M · min. income ≈ HK$226,632/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,500,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,744
−HK$7,070/mo
▼ 0.25% · 3.875%
HK$116,251
−HK$3,563/mo
Today · 4.125%
HK$119,814
baseline
▲ 0.50% · 4.625%
HK$127,104
+HK$7,290/mo
Deposit HK$10.60M · loan HK$24.72M · min. income ≈ HK$239,628/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,500,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,426
−HK$6,777/mo
▼ 0.25% · 3.875%
HK$128,790
−HK$3,413/mo
Today · 4.125%
HK$132,203
baseline
▲ 0.50% · 4.625%
HK$139,171
+HK$6,968/mo
Deposit HK$10.60M · loan HK$24.72M · min. income ≈ HK$264,406/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,500,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,956
−HK$9,090/mo
▼ 0.25% · 3.875%
HK$149,465
−HK$4,581/mo
Today · 4.125%
HK$154,046
baseline
▲ 0.50% · 4.625%
HK$163,419
+HK$9,373/mo
Deposit HK$3.53M · loan HK$31.79M · min. income ≈ HK$308,092/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,500,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,262
−HK$8,713/mo
▼ 0.25% · 3.875%
HK$165,587
−HK$4,388/mo
Today · 4.125%
HK$169,975
baseline
▲ 0.50% · 4.625%
HK$178,934
+HK$8,959/mo
Deposit HK$3.53M · loan HK$31.79M · min. income ≈ HK$339,950/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,500,961 · Scale 2, in force from 26 Feb 2026)