LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,532
−HK$5,050/mo
▼ 0.25% · 3.875%
HK$83,037
−HK$2,545/mo
Today · 4.125%
HK$85,582
baseline
▲ 0.50% · 4.625%
HK$90,790
+HK$5,208/mo
Deposit HK$17.66M · loan HK$17.66M · min. income ≈ HK$171,164/mo (50% DSR)
Upfront cash ≈ HK$19.16M (deposit + AVD stamp duty HK$1,500,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,591
−HK$4,840/mo
▼ 0.25% · 3.875%
HK$91,994
−HK$2,437/mo
Today · 4.125%
HK$94,431
baseline
▲ 0.50% · 4.625%
HK$99,409
+HK$4,978/mo
Deposit HK$17.66M · loan HK$17.66M · min. income ≈ HK$188,862/mo (50% DSR)
Upfront cash ≈ HK$19.16M (deposit + AVD stamp duty HK$1,500,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,639
−HK$6,060/mo
▼ 0.25% · 3.875%
HK$99,645
−HK$3,054/mo
Today · 4.125%
HK$102,699
baseline
▲ 0.50% · 4.625%
HK$108,948
+HK$6,249/mo
Deposit HK$14.13M · loan HK$21.19M · min. income ≈ HK$205,398/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,500,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,509
−HK$5,809/mo
▼ 0.25% · 3.875%
HK$110,393
−HK$2,925/mo
Today · 4.125%
HK$113,318
baseline
▲ 0.50% · 4.625%
HK$119,291
+HK$5,973/mo
Deposit HK$14.13M · loan HK$21.19M · min. income ≈ HK$226,636/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,500,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,745
−HK$7,070/mo
▼ 0.25% · 3.875%
HK$116,252
−HK$3,563/mo
Today · 4.125%
HK$119,815
baseline
▲ 0.50% · 4.625%
HK$127,106
+HK$7,291/mo
Deposit HK$10.60M · loan HK$24.72M · min. income ≈ HK$239,630/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,500,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,428
−HK$6,776/mo
▼ 0.25% · 3.875%
HK$128,792
−HK$3,412/mo
Today · 4.125%
HK$132,204
baseline
▲ 0.50% · 4.625%
HK$139,173
+HK$6,969/mo
Deposit HK$10.60M · loan HK$24.72M · min. income ≈ HK$264,408/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,500,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,958
−HK$9,090/mo
▼ 0.25% · 3.875%
HK$149,467
−HK$4,581/mo
Today · 4.125%
HK$154,048
baseline
▲ 0.50% · 4.625%
HK$163,421
+HK$9,373/mo
Deposit HK$3.53M · loan HK$31.79M · min. income ≈ HK$308,096/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,500,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,264
−HK$8,713/mo
▼ 0.25% · 3.875%
HK$165,589
−HK$4,388/mo
Today · 4.125%
HK$169,977
baseline
▲ 0.50% · 4.625%
HK$178,936
+HK$8,959/mo
Deposit HK$3.53M · loan HK$31.79M · min. income ≈ HK$339,954/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,500,978 · Scale 2, in force from 26 Feb 2026)