LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,541
−HK$5,051/mo
▼ 0.25% · 3.875%
HK$83,047
−HK$2,545/mo
Today · 4.125%
HK$85,592
baseline
▲ 0.50% · 4.625%
HK$90,800
+HK$5,208/mo
Deposit HK$17.66M · loan HK$17.66M · min. income ≈ HK$171,184/mo (50% DSR)
Upfront cash ≈ HK$19.16M (deposit + AVD stamp duty HK$1,501,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,602
−HK$4,840/mo
▼ 0.25% · 3.875%
HK$92,005
−HK$2,437/mo
Today · 4.125%
HK$94,442
baseline
▲ 0.50% · 4.625%
HK$99,421
+HK$4,979/mo
Deposit HK$17.66M · loan HK$17.66M · min. income ≈ HK$188,884/mo (50% DSR)
Upfront cash ≈ HK$19.16M (deposit + AVD stamp duty HK$1,501,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,650
−HK$6,061/mo
▼ 0.25% · 3.875%
HK$99,656
−HK$3,055/mo
Today · 4.125%
HK$102,711
baseline
▲ 0.50% · 4.625%
HK$108,960
+HK$6,249/mo
Deposit HK$14.13M · loan HK$21.19M · min. income ≈ HK$205,422/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,501,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,522
−HK$5,809/mo
▼ 0.25% · 3.875%
HK$110,406
−HK$2,925/mo
Today · 4.125%
HK$113,331
baseline
▲ 0.50% · 4.625%
HK$119,305
+HK$5,974/mo
Deposit HK$14.13M · loan HK$21.19M · min. income ≈ HK$226,662/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,501,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,758
−HK$7,071/mo
▼ 0.25% · 3.875%
HK$116,265
−HK$3,564/mo
Today · 4.125%
HK$119,829
baseline
▲ 0.50% · 4.625%
HK$127,120
+HK$7,291/mo
Deposit HK$10.60M · loan HK$24.72M · min. income ≈ HK$239,658/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,501,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,442
−HK$6,777/mo
▼ 0.25% · 3.875%
HK$128,806
−HK$3,413/mo
Today · 4.125%
HK$132,219
baseline
▲ 0.50% · 4.625%
HK$139,189
+HK$6,970/mo
Deposit HK$10.60M · loan HK$24.72M · min. income ≈ HK$264,438/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,501,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,975
−HK$9,091/mo
▼ 0.25% · 3.875%
HK$149,484
−HK$4,582/mo
Today · 4.125%
HK$154,066
baseline
▲ 0.50% · 4.625%
HK$163,440
+HK$9,374/mo
Deposit HK$3.53M · loan HK$31.79M · min. income ≈ HK$308,132/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,501,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,283
−HK$8,713/mo
▼ 0.25% · 3.875%
HK$165,608
−HK$4,388/mo
Today · 4.125%
HK$169,996
baseline
▲ 0.50% · 4.625%
HK$178,957
+HK$8,961/mo
Deposit HK$3.53M · loan HK$31.79M · min. income ≈ HK$339,992/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,501,152 · Scale 2, in force from 26 Feb 2026)