LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,543
−HK$5,051/mo
▼ 0.25% · 3.875%
HK$83,049
−HK$2,545/mo
Today · 4.125%
HK$85,594
baseline
▲ 0.50% · 4.625%
HK$90,802
+HK$5,208/mo
Deposit HK$17.66M · loan HK$17.66M · min. income ≈ HK$171,188/mo (50% DSR)
Upfront cash ≈ HK$19.16M (deposit + AVD stamp duty HK$1,501,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,604
−HK$4,841/mo
▼ 0.25% · 3.875%
HK$92,007
−HK$2,438/mo
Today · 4.125%
HK$94,445
baseline
▲ 0.50% · 4.625%
HK$99,423
+HK$4,978/mo
Deposit HK$17.66M · loan HK$17.66M · min. income ≈ HK$188,890/mo (50% DSR)
Upfront cash ≈ HK$19.16M (deposit + AVD stamp duty HK$1,501,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,652
−HK$6,061/mo
▼ 0.25% · 3.875%
HK$99,658
−HK$3,055/mo
Today · 4.125%
HK$102,713
baseline
▲ 0.50% · 4.625%
HK$108,963
+HK$6,250/mo
Deposit HK$14.13M · loan HK$21.19M · min. income ≈ HK$205,426/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,501,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,524
−HK$5,810/mo
▼ 0.25% · 3.875%
HK$110,408
−HK$2,926/mo
Today · 4.125%
HK$113,334
baseline
▲ 0.50% · 4.625%
HK$119,308
+HK$5,974/mo
Deposit HK$14.13M · loan HK$21.19M · min. income ≈ HK$226,668/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,501,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,761
−HK$7,071/mo
▼ 0.25% · 3.875%
HK$116,268
−HK$3,564/mo
Today · 4.125%
HK$119,832
baseline
▲ 0.50% · 4.625%
HK$127,123
+HK$7,291/mo
Deposit HK$10.60M · loan HK$24.73M · min. income ≈ HK$239,664/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,501,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,445
−HK$6,778/mo
▼ 0.25% · 3.875%
HK$128,810
−HK$3,413/mo
Today · 4.125%
HK$132,223
baseline
▲ 0.50% · 4.625%
HK$139,192
+HK$6,969/mo
Deposit HK$10.60M · loan HK$24.73M · min. income ≈ HK$264,446/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,501,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,978
−HK$9,091/mo
▼ 0.25% · 3.875%
HK$149,488
−HK$4,581/mo
Today · 4.125%
HK$154,069
baseline
▲ 0.50% · 4.625%
HK$163,444
+HK$9,375/mo
Deposit HK$3.53M · loan HK$31.79M · min. income ≈ HK$308,138/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,501,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,287
−HK$8,713/mo
▼ 0.25% · 3.875%
HK$165,612
−HK$4,388/mo
Today · 4.125%
HK$170,000
baseline
▲ 0.50% · 4.625%
HK$178,961
+HK$8,961/mo
Deposit HK$3.53M · loan HK$31.79M · min. income ≈ HK$340,000/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,501,189 · Scale 2, in force from 26 Feb 2026)