LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,544
−HK$5,051/mo
▼ 0.25% · 3.875%
HK$83,050
−HK$2,545/mo
Today · 4.125%
HK$85,595
baseline
▲ 0.50% · 4.625%
HK$90,803
+HK$5,208/mo
Deposit HK$17.66M · loan HK$17.66M · min. income ≈ HK$171,190/mo (50% DSR)
Upfront cash ≈ HK$19.16M (deposit + AVD stamp duty HK$1,501,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,605
−HK$4,841/mo
▼ 0.25% · 3.875%
HK$92,008
−HK$2,438/mo
Today · 4.125%
HK$94,446
baseline
▲ 0.50% · 4.625%
HK$99,424
+HK$4,978/mo
Deposit HK$17.66M · loan HK$17.66M · min. income ≈ HK$188,892/mo (50% DSR)
Upfront cash ≈ HK$19.16M (deposit + AVD stamp duty HK$1,501,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,653
−HK$6,061/mo
▼ 0.25% · 3.875%
HK$99,659
−HK$3,055/mo
Today · 4.125%
HK$102,714
baseline
▲ 0.50% · 4.625%
HK$108,964
+HK$6,250/mo
Deposit HK$14.13M · loan HK$21.19M · min. income ≈ HK$205,428/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,501,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,525
−HK$5,810/mo
▼ 0.25% · 3.875%
HK$110,409
−HK$2,926/mo
Today · 4.125%
HK$113,335
baseline
▲ 0.50% · 4.625%
HK$119,309
+HK$5,974/mo
Deposit HK$14.13M · loan HK$21.19M · min. income ≈ HK$226,670/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,501,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,762
−HK$7,071/mo
▼ 0.25% · 3.875%
HK$116,269
−HK$3,564/mo
Today · 4.125%
HK$119,833
baseline
▲ 0.50% · 4.625%
HK$127,124
+HK$7,291/mo
Deposit HK$10.60M · loan HK$24.73M · min. income ≈ HK$239,666/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,501,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,446
−HK$6,778/mo
▼ 0.25% · 3.875%
HK$128,811
−HK$3,413/mo
Today · 4.125%
HK$132,224
baseline
▲ 0.50% · 4.625%
HK$139,194
+HK$6,970/mo
Deposit HK$10.60M · loan HK$24.73M · min. income ≈ HK$264,448/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,501,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,979
−HK$9,092/mo
▼ 0.25% · 3.875%
HK$149,489
−HK$4,582/mo
Today · 4.125%
HK$154,071
baseline
▲ 0.50% · 4.625%
HK$163,446
+HK$9,375/mo
Deposit HK$3.53M · loan HK$31.79M · min. income ≈ HK$308,142/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,501,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,288
−HK$8,714/mo
▼ 0.25% · 3.875%
HK$165,614
−HK$4,388/mo
Today · 4.125%
HK$170,002
baseline
▲ 0.50% · 4.625%
HK$178,963
+HK$8,961/mo
Deposit HK$3.53M · loan HK$31.79M · min. income ≈ HK$340,004/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,501,202 · Scale 2, in force from 26 Feb 2026)