LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,548
−HK$5,052/mo
▼ 0.25% · 3.875%
HK$83,054
−HK$2,546/mo
Today · 4.125%
HK$85,600
baseline
▲ 0.50% · 4.625%
HK$90,808
+HK$5,208/mo
Deposit HK$17.66M · loan HK$17.66M · min. income ≈ HK$171,200/mo (50% DSR)
Upfront cash ≈ HK$19.16M (deposit + AVD stamp duty HK$1,501,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,609
−HK$4,842/mo
▼ 0.25% · 3.875%
HK$92,013
−HK$2,438/mo
Today · 4.125%
HK$94,451
baseline
▲ 0.50% · 4.625%
HK$99,429
+HK$4,978/mo
Deposit HK$17.66M · loan HK$17.66M · min. income ≈ HK$188,902/mo (50% DSR)
Upfront cash ≈ HK$19.16M (deposit + AVD stamp duty HK$1,501,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,658
−HK$6,061/mo
▼ 0.25% · 3.875%
HK$99,665
−HK$3,054/mo
Today · 4.125%
HK$102,719
baseline
▲ 0.50% · 4.625%
HK$108,970
+HK$6,251/mo
Deposit HK$14.13M · loan HK$21.19M · min. income ≈ HK$205,438/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,501,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,531
−HK$5,810/mo
▼ 0.25% · 3.875%
HK$110,415
−HK$2,926/mo
Today · 4.125%
HK$113,341
baseline
▲ 0.50% · 4.625%
HK$119,315
+HK$5,974/mo
Deposit HK$14.13M · loan HK$21.19M · min. income ≈ HK$226,682/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,501,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,768
−HK$7,071/mo
▼ 0.25% · 3.875%
HK$116,276
−HK$3,563/mo
Today · 4.125%
HK$119,839
baseline
▲ 0.50% · 4.625%
HK$127,131
+HK$7,292/mo
Deposit HK$10.60M · loan HK$24.73M · min. income ≈ HK$239,678/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,501,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,453
−HK$6,778/mo
▼ 0.25% · 3.875%
HK$128,818
−HK$3,413/mo
Today · 4.125%
HK$132,231
baseline
▲ 0.50% · 4.625%
HK$139,201
+HK$6,970/mo
Deposit HK$10.60M · loan HK$24.73M · min. income ≈ HK$264,462/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,501,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,987
−HK$9,092/mo
▼ 0.25% · 3.875%
HK$149,497
−HK$4,582/mo
Today · 4.125%
HK$154,079
baseline
▲ 0.50% · 4.625%
HK$163,455
+HK$9,376/mo
Deposit HK$3.53M · loan HK$31.79M · min. income ≈ HK$308,158/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,501,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,297
−HK$8,714/mo
▼ 0.25% · 3.875%
HK$165,623
−HK$4,388/mo
Today · 4.125%
HK$170,011
baseline
▲ 0.50% · 4.625%
HK$178,973
+HK$8,962/mo
Deposit HK$3.53M · loan HK$31.79M · min. income ≈ HK$340,022/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,501,283 · Scale 2, in force from 26 Feb 2026)