LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,549
−HK$5,051/mo
▼ 0.25% · 3.875%
HK$83,054
−HK$2,546/mo
Today · 4.125%
HK$85,600
baseline
▲ 0.50% · 4.625%
HK$90,809
+HK$5,209/mo
Deposit HK$17.66M · loan HK$17.66M · min. income ≈ HK$171,200/mo (50% DSR)
Upfront cash ≈ HK$19.16M (deposit + AVD stamp duty HK$1,501,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,610
−HK$4,841/mo
▼ 0.25% · 3.875%
HK$92,013
−HK$2,438/mo
Today · 4.125%
HK$94,451
baseline
▲ 0.50% · 4.625%
HK$99,430
+HK$4,979/mo
Deposit HK$17.66M · loan HK$17.66M · min. income ≈ HK$188,902/mo (50% DSR)
Upfront cash ≈ HK$19.16M (deposit + AVD stamp duty HK$1,501,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,659
−HK$6,061/mo
▼ 0.25% · 3.875%
HK$99,665
−HK$3,055/mo
Today · 4.125%
HK$102,720
baseline
▲ 0.50% · 4.625%
HK$108,970
+HK$6,250/mo
Deposit HK$14.13M · loan HK$21.19M · min. income ≈ HK$205,440/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,501,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,532
−HK$5,809/mo
▼ 0.25% · 3.875%
HK$110,416
−HK$2,925/mo
Today · 4.125%
HK$113,341
baseline
▲ 0.50% · 4.625%
HK$119,316
+HK$5,975/mo
Deposit HK$14.13M · loan HK$21.19M · min. income ≈ HK$226,682/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,501,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,768
−HK$7,072/mo
▼ 0.25% · 3.875%
HK$116,276
−HK$3,564/mo
Today · 4.125%
HK$119,840
baseline
▲ 0.50% · 4.625%
HK$127,132
+HK$7,292/mo
Deposit HK$10.60M · loan HK$24.73M · min. income ≈ HK$239,680/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,501,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,454
−HK$6,778/mo
▼ 0.25% · 3.875%
HK$128,818
−HK$3,414/mo
Today · 4.125%
HK$132,232
baseline
▲ 0.50% · 4.625%
HK$139,202
+HK$6,970/mo
Deposit HK$10.60M · loan HK$24.73M · min. income ≈ HK$264,464/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,501,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,988
−HK$9,092/mo
▼ 0.25% · 3.875%
HK$149,498
−HK$4,582/mo
Today · 4.125%
HK$154,080
baseline
▲ 0.50% · 4.625%
HK$163,455
+HK$9,375/mo
Deposit HK$3.53M · loan HK$31.79M · min. income ≈ HK$308,160/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,501,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,298
−HK$8,714/mo
▼ 0.25% · 3.875%
HK$165,624
−HK$4,388/mo
Today · 4.125%
HK$170,012
baseline
▲ 0.50% · 4.625%
HK$178,974
+HK$8,962/mo
Deposit HK$3.53M · loan HK$31.79M · min. income ≈ HK$340,024/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,501,290 · Scale 2, in force from 26 Feb 2026)