LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,549
−HK$5,051/mo
▼ 0.25% · 3.875%
HK$83,055
−HK$2,545/mo
Today · 4.125%
HK$85,600
baseline
▲ 0.50% · 4.625%
HK$90,809
+HK$5,209/mo
Deposit HK$17.66M · loan HK$17.66M · min. income ≈ HK$171,200/mo (50% DSR)
Upfront cash ≈ HK$19.16M (deposit + AVD stamp duty HK$1,501,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,610
−HK$4,841/mo
▼ 0.25% · 3.875%
HK$92,013
−HK$2,438/mo
Today · 4.125%
HK$94,451
baseline
▲ 0.50% · 4.625%
HK$99,430
+HK$4,979/mo
Deposit HK$17.66M · loan HK$17.66M · min. income ≈ HK$188,902/mo (50% DSR)
Upfront cash ≈ HK$19.16M (deposit + AVD stamp duty HK$1,501,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,659
−HK$6,061/mo
▼ 0.25% · 3.875%
HK$99,666
−HK$3,054/mo
Today · 4.125%
HK$102,720
baseline
▲ 0.50% · 4.625%
HK$108,971
+HK$6,251/mo
Deposit HK$14.13M · loan HK$21.19M · min. income ≈ HK$205,440/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,501,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,532
−HK$5,810/mo
▼ 0.25% · 3.875%
HK$110,416
−HK$2,926/mo
Today · 4.125%
HK$113,342
baseline
▲ 0.50% · 4.625%
HK$119,316
+HK$5,974/mo
Deposit HK$14.13M · loan HK$21.19M · min. income ≈ HK$226,684/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,501,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,769
−HK$7,071/mo
▼ 0.25% · 3.875%
HK$116,277
−HK$3,563/mo
Today · 4.125%
HK$119,840
baseline
▲ 0.50% · 4.625%
HK$127,132
+HK$7,292/mo
Deposit HK$10.60M · loan HK$24.73M · min. income ≈ HK$239,680/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,501,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,454
−HK$6,778/mo
▼ 0.25% · 3.875%
HK$128,819
−HK$3,413/mo
Today · 4.125%
HK$132,232
baseline
▲ 0.50% · 4.625%
HK$139,202
+HK$6,970/mo
Deposit HK$10.60M · loan HK$24.73M · min. income ≈ HK$264,464/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,501,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,988
−HK$9,093/mo
▼ 0.25% · 3.875%
HK$149,498
−HK$4,583/mo
Today · 4.125%
HK$154,081
baseline
▲ 0.50% · 4.625%
HK$163,456
+HK$9,375/mo
Deposit HK$3.53M · loan HK$31.79M · min. income ≈ HK$308,162/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,501,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,298
−HK$8,715/mo
▼ 0.25% · 3.875%
HK$165,624
−HK$4,389/mo
Today · 4.125%
HK$170,013
baseline
▲ 0.50% · 4.625%
HK$178,974
+HK$8,961/mo
Deposit HK$3.53M · loan HK$31.79M · min. income ≈ HK$340,026/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,501,296 · Scale 2, in force from 26 Feb 2026)