LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,551
−HK$5,051/mo
▼ 0.25% · 3.875%
HK$83,057
−HK$2,545/mo
Today · 4.125%
HK$85,602
baseline
▲ 0.50% · 4.625%
HK$90,811
+HK$5,209/mo
Deposit HK$17.66M · loan HK$17.66M · min. income ≈ HK$171,204/mo (50% DSR)
Upfront cash ≈ HK$19.16M (deposit + AVD stamp duty HK$1,501,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,612
−HK$4,842/mo
▼ 0.25% · 3.875%
HK$92,016
−HK$2,438/mo
Today · 4.125%
HK$94,454
baseline
▲ 0.50% · 4.625%
HK$99,433
+HK$4,979/mo
Deposit HK$17.66M · loan HK$17.66M · min. income ≈ HK$188,908/mo (50% DSR)
Upfront cash ≈ HK$19.16M (deposit + AVD stamp duty HK$1,501,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,661
−HK$6,062/mo
▼ 0.25% · 3.875%
HK$99,668
−HK$3,055/mo
Today · 4.125%
HK$102,723
baseline
▲ 0.50% · 4.625%
HK$108,973
+HK$6,250/mo
Deposit HK$14.13M · loan HK$21.20M · min. income ≈ HK$205,446/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,501,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,535
−HK$5,810/mo
▼ 0.25% · 3.875%
HK$110,419
−HK$2,926/mo
Today · 4.125%
HK$113,345
baseline
▲ 0.50% · 4.625%
HK$119,319
+HK$5,974/mo
Deposit HK$14.13M · loan HK$21.20M · min. income ≈ HK$226,690/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,501,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,772
−HK$7,071/mo
▼ 0.25% · 3.875%
HK$116,279
−HK$3,564/mo
Today · 4.125%
HK$119,843
baseline
▲ 0.50% · 4.625%
HK$127,136
+HK$7,293/mo
Deposit HK$10.60M · loan HK$24.73M · min. income ≈ HK$239,686/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,501,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,457
−HK$6,778/mo
▼ 0.25% · 3.875%
HK$128,822
−HK$3,413/mo
Today · 4.125%
HK$132,235
baseline
▲ 0.50% · 4.625%
HK$139,206
+HK$6,971/mo
Deposit HK$10.60M · loan HK$24.73M · min. income ≈ HK$264,470/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,501,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,992
−HK$9,092/mo
▼ 0.25% · 3.875%
HK$149,502
−HK$4,582/mo
Today · 4.125%
HK$154,084
baseline
▲ 0.50% · 4.625%
HK$163,460
+HK$9,376/mo
Deposit HK$3.53M · loan HK$31.79M · min. income ≈ HK$308,168/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,501,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,302
−HK$8,715/mo
▼ 0.25% · 3.875%
HK$165,628
−HK$4,389/mo
Today · 4.125%
HK$170,017
baseline
▲ 0.50% · 4.625%
HK$178,979
+HK$8,962/mo
Deposit HK$3.53M · loan HK$31.79M · min. income ≈ HK$340,034/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,501,334 · Scale 2, in force from 26 Feb 2026)