LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,554
−HK$5,052/mo
▼ 0.25% · 3.875%
HK$83,060
−HK$2,546/mo
Today · 4.125%
HK$85,606
baseline
▲ 0.50% · 4.625%
HK$90,815
+HK$5,209/mo
Deposit HK$17.66M · loan HK$17.66M · min. income ≈ HK$171,212/mo (50% DSR)
Upfront cash ≈ HK$19.16M (deposit + AVD stamp duty HK$1,501,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,616
−HK$4,841/mo
▼ 0.25% · 3.875%
HK$92,019
−HK$2,438/mo
Today · 4.125%
HK$94,457
baseline
▲ 0.50% · 4.625%
HK$99,436
+HK$4,979/mo
Deposit HK$17.66M · loan HK$17.66M · min. income ≈ HK$188,914/mo (50% DSR)
Upfront cash ≈ HK$19.16M (deposit + AVD stamp duty HK$1,501,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,665
−HK$6,062/mo
▼ 0.25% · 3.875%
HK$99,672
−HK$3,055/mo
Today · 4.125%
HK$102,727
baseline
▲ 0.50% · 4.625%
HK$108,978
+HK$6,251/mo
Deposit HK$14.13M · loan HK$21.20M · min. income ≈ HK$205,454/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,501,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,539
−HK$5,810/mo
▼ 0.25% · 3.875%
HK$110,423
−HK$2,926/mo
Today · 4.125%
HK$113,349
baseline
▲ 0.50% · 4.625%
HK$119,324
+HK$5,975/mo
Deposit HK$14.13M · loan HK$21.20M · min. income ≈ HK$226,698/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,501,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,776
−HK$7,072/mo
▼ 0.25% · 3.875%
HK$116,284
−HK$3,564/mo
Today · 4.125%
HK$119,848
baseline
▲ 0.50% · 4.625%
HK$127,140
+HK$7,292/mo
Deposit HK$10.60M · loan HK$24.73M · min. income ≈ HK$239,696/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,501,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,462
−HK$6,778/mo
▼ 0.25% · 3.875%
HK$128,827
−HK$3,413/mo
Today · 4.125%
HK$132,240
baseline
▲ 0.50% · 4.625%
HK$139,211
+HK$6,971/mo
Deposit HK$10.60M · loan HK$24.73M · min. income ≈ HK$264,480/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,501,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,998
−HK$9,092/mo
▼ 0.25% · 3.875%
HK$149,508
−HK$4,582/mo
Today · 4.125%
HK$154,090
baseline
▲ 0.50% · 4.625%
HK$163,466
+HK$9,376/mo
Deposit HK$3.53M · loan HK$31.79M · min. income ≈ HK$308,180/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,501,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,308
−HK$8,715/mo
▼ 0.25% · 3.875%
HK$165,635
−HK$4,388/mo
Today · 4.125%
HK$170,023
baseline
▲ 0.50% · 4.625%
HK$178,986
+HK$8,963/mo
Deposit HK$3.53M · loan HK$31.79M · min. income ≈ HK$340,046/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,501,391 · Scale 2, in force from 26 Feb 2026)