LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,557
−HK$5,051/mo
▼ 0.25% · 3.875%
HK$83,062
−HK$2,546/mo
Today · 4.125%
HK$85,608
baseline
▲ 0.50% · 4.625%
HK$90,817
+HK$5,209/mo
Deposit HK$17.66M · loan HK$17.66M · min. income ≈ HK$171,216/mo (50% DSR)
Upfront cash ≈ HK$19.17M (deposit + AVD stamp duty HK$1,501,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,618
−HK$4,842/mo
▼ 0.25% · 3.875%
HK$92,022
−HK$2,438/mo
Today · 4.125%
HK$94,460
baseline
▲ 0.50% · 4.625%
HK$99,439
+HK$4,979/mo
Deposit HK$17.66M · loan HK$17.66M · min. income ≈ HK$188,920/mo (50% DSR)
Upfront cash ≈ HK$19.17M (deposit + AVD stamp duty HK$1,501,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,668
−HK$6,062/mo
▼ 0.25% · 3.875%
HK$99,675
−HK$3,055/mo
Today · 4.125%
HK$102,730
baseline
▲ 0.50% · 4.625%
HK$108,981
+HK$6,251/mo
Deposit HK$14.13M · loan HK$21.20M · min. income ≈ HK$205,460/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,501,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,542
−HK$5,810/mo
▼ 0.25% · 3.875%
HK$110,426
−HK$2,926/mo
Today · 4.125%
HK$113,352
baseline
▲ 0.50% · 4.625%
HK$119,327
+HK$5,975/mo
Deposit HK$14.13M · loan HK$21.20M · min. income ≈ HK$226,704/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,501,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,779
−HK$7,073/mo
▼ 0.25% · 3.875%
HK$116,287
−HK$3,565/mo
Today · 4.125%
HK$119,852
baseline
▲ 0.50% · 4.625%
HK$127,144
+HK$7,292/mo
Deposit HK$10.60M · loan HK$24.73M · min. income ≈ HK$239,704/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,501,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,466
−HK$6,778/mo
▼ 0.25% · 3.875%
HK$128,831
−HK$3,413/mo
Today · 4.125%
HK$132,244
baseline
▲ 0.50% · 4.625%
HK$139,215
+HK$6,971/mo
Deposit HK$10.60M · loan HK$24.73M · min. income ≈ HK$264,488/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,501,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,002
−HK$9,093/mo
▼ 0.25% · 3.875%
HK$149,512
−HK$4,583/mo
Today · 4.125%
HK$154,095
baseline
▲ 0.50% · 4.625%
HK$163,471
+HK$9,376/mo
Deposit HK$3.53M · loan HK$31.80M · min. income ≈ HK$308,190/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,501,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,313
−HK$8,715/mo
▼ 0.25% · 3.875%
HK$165,640
−HK$4,388/mo
Today · 4.125%
HK$170,028
baseline
▲ 0.50% · 4.625%
HK$178,991
+HK$8,963/mo
Deposit HK$3.53M · loan HK$31.80M · min. income ≈ HK$340,056/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,501,436 · Scale 2, in force from 26 Feb 2026)