LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,563
−HK$5,052/mo
▼ 0.25% · 3.875%
HK$83,069
−HK$2,546/mo
Today · 4.125%
HK$85,615
baseline
▲ 0.50% · 4.625%
HK$90,824
+HK$5,209/mo
Deposit HK$17.67M · loan HK$17.67M · min. income ≈ HK$171,230/mo (50% DSR)
Upfront cash ≈ HK$19.17M (deposit + AVD stamp duty HK$1,501,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,626
−HK$4,842/mo
▼ 0.25% · 3.875%
HK$92,029
−HK$2,439/mo
Today · 4.125%
HK$94,468
baseline
▲ 0.50% · 4.625%
HK$99,447
+HK$4,979/mo
Deposit HK$17.67M · loan HK$17.67M · min. income ≈ HK$188,936/mo (50% DSR)
Upfront cash ≈ HK$19.17M (deposit + AVD stamp duty HK$1,501,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,676
−HK$6,062/mo
▼ 0.25% · 3.875%
HK$99,683
−HK$3,055/mo
Today · 4.125%
HK$102,738
baseline
▲ 0.50% · 4.625%
HK$108,989
+HK$6,251/mo
Deposit HK$14.13M · loan HK$21.20M · min. income ≈ HK$205,476/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,501,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,551
−HK$5,810/mo
▼ 0.25% · 3.875%
HK$110,435
−HK$2,926/mo
Today · 4.125%
HK$113,361
baseline
▲ 0.50% · 4.625%
HK$119,337
+HK$5,976/mo
Deposit HK$14.13M · loan HK$21.20M · min. income ≈ HK$226,722/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,501,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,788
−HK$7,073/mo
▼ 0.25% · 3.875%
HK$116,297
−HK$3,564/mo
Today · 4.125%
HK$119,861
baseline
▲ 0.50% · 4.625%
HK$127,154
+HK$7,293/mo
Deposit HK$10.60M · loan HK$24.73M · min. income ≈ HK$239,722/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,501,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,476
−HK$6,779/mo
▼ 0.25% · 3.875%
HK$128,841
−HK$3,414/mo
Today · 4.125%
HK$132,255
baseline
▲ 0.50% · 4.625%
HK$139,226
+HK$6,971/mo
Deposit HK$10.60M · loan HK$24.73M · min. income ≈ HK$264,510/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,501,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,013
−HK$9,094/mo
▼ 0.25% · 3.875%
HK$149,524
−HK$4,583/mo
Today · 4.125%
HK$154,107
baseline
▲ 0.50% · 4.625%
HK$163,484
+HK$9,377/mo
Deposit HK$3.53M · loan HK$31.80M · min. income ≈ HK$308,214/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,501,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,326
−HK$8,716/mo
▼ 0.25% · 3.875%
HK$165,653
−HK$4,389/mo
Today · 4.125%
HK$170,042
baseline
▲ 0.50% · 4.625%
HK$179,005
+HK$8,963/mo
Deposit HK$3.53M · loan HK$31.80M · min. income ≈ HK$340,084/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$1,501,554 · Scale 2, in force from 26 Feb 2026)