LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,570
−HK$5,052/mo
▼ 0.25% · 3.875%
HK$83,076
−HK$2,546/mo
Today · 4.125%
HK$85,622
baseline
▲ 0.50% · 4.625%
HK$90,832
+HK$5,210/mo
Deposit HK$17.67M · loan HK$17.67M · min. income ≈ HK$171,244/mo (50% DSR)
Upfront cash ≈ HK$19.17M (deposit + AVD stamp duty HK$1,501,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,633
−HK$4,843/mo
▼ 0.25% · 3.875%
HK$92,037
−HK$2,439/mo
Today · 4.125%
HK$94,476
baseline
▲ 0.50% · 4.625%
HK$99,456
+HK$4,980/mo
Deposit HK$17.67M · loan HK$17.67M · min. income ≈ HK$188,952/mo (50% DSR)
Upfront cash ≈ HK$19.17M (deposit + AVD stamp duty HK$1,501,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,684
−HK$6,063/mo
▼ 0.25% · 3.875%
HK$99,691
−HK$3,056/mo
Today · 4.125%
HK$102,747
baseline
▲ 0.50% · 4.625%
HK$108,999
+HK$6,252/mo
Deposit HK$14.13M · loan HK$21.20M · min. income ≈ HK$205,494/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,501,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,560
−HK$5,811/mo
▼ 0.25% · 3.875%
HK$110,445
−HK$2,926/mo
Today · 4.125%
HK$113,371
baseline
▲ 0.50% · 4.625%
HK$119,347
+HK$5,976/mo
Deposit HK$14.13M · loan HK$21.20M · min. income ≈ HK$226,742/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,501,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,798
−HK$7,073/mo
▼ 0.25% · 3.875%
HK$116,307
−HK$3,564/mo
Today · 4.125%
HK$119,871
baseline
▲ 0.50% · 4.625%
HK$127,165
+HK$7,294/mo
Deposit HK$10.60M · loan HK$24.73M · min. income ≈ HK$239,742/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,501,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,487
−HK$6,779/mo
▼ 0.25% · 3.875%
HK$128,852
−HK$3,414/mo
Today · 4.125%
HK$132,266
baseline
▲ 0.50% · 4.625%
HK$139,238
+HK$6,972/mo
Deposit HK$10.60M · loan HK$24.73M · min. income ≈ HK$264,532/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,501,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,026
−HK$9,094/mo
▼ 0.25% · 3.875%
HK$149,537
−HK$4,583/mo
Today · 4.125%
HK$154,120
baseline
▲ 0.50% · 4.625%
HK$163,498
+HK$9,378/mo
Deposit HK$3.53M · loan HK$31.80M · min. income ≈ HK$308,240/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,501,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,340
−HK$8,717/mo
▼ 0.25% · 3.875%
HK$165,667
−HK$4,390/mo
Today · 4.125%
HK$170,057
baseline
▲ 0.50% · 4.625%
HK$179,020
+HK$8,963/mo
Deposit HK$3.53M · loan HK$31.80M · min. income ≈ HK$340,114/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,501,684 · Scale 2, in force from 26 Feb 2026)