LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,571
−HK$5,052/mo
▼ 0.25% · 3.875%
HK$83,077
−HK$2,546/mo
Today · 4.125%
HK$85,623
baseline
▲ 0.50% · 4.625%
HK$90,833
+HK$5,210/mo
Deposit HK$17.67M · loan HK$17.67M · min. income ≈ HK$171,246/mo (50% DSR)
Upfront cash ≈ HK$19.17M (deposit + AVD stamp duty HK$1,501,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,634
−HK$4,843/mo
▼ 0.25% · 3.875%
HK$92,038
−HK$2,439/mo
Today · 4.125%
HK$94,477
baseline
▲ 0.50% · 4.625%
HK$99,457
+HK$4,980/mo
Deposit HK$17.67M · loan HK$17.67M · min. income ≈ HK$188,954/mo (50% DSR)
Upfront cash ≈ HK$19.17M (deposit + AVD stamp duty HK$1,501,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,685
−HK$6,063/mo
▼ 0.25% · 3.875%
HK$99,693
−HK$3,055/mo
Today · 4.125%
HK$102,748
baseline
▲ 0.50% · 4.625%
HK$109,000
+HK$6,252/mo
Deposit HK$14.13M · loan HK$21.20M · min. income ≈ HK$205,496/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,501,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,561
−HK$5,811/mo
▼ 0.25% · 3.875%
HK$110,446
−HK$2,926/mo
Today · 4.125%
HK$113,372
baseline
▲ 0.50% · 4.625%
HK$119,349
+HK$5,977/mo
Deposit HK$14.13M · loan HK$21.20M · min. income ≈ HK$226,744/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,501,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,799
−HK$7,074/mo
▼ 0.25% · 3.875%
HK$116,308
−HK$3,565/mo
Today · 4.125%
HK$119,873
baseline
▲ 0.50% · 4.625%
HK$127,167
+HK$7,294/mo
Deposit HK$10.60M · loan HK$24.73M · min. income ≈ HK$239,746/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,501,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,488
−HK$6,780/mo
▼ 0.25% · 3.875%
HK$128,854
−HK$3,414/mo
Today · 4.125%
HK$132,268
baseline
▲ 0.50% · 4.625%
HK$139,240
+HK$6,972/mo
Deposit HK$10.60M · loan HK$24.73M · min. income ≈ HK$264,536/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,501,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,028
−HK$9,094/mo
▼ 0.25% · 3.875%
HK$149,539
−HK$4,583/mo
Today · 4.125%
HK$154,122
baseline
▲ 0.50% · 4.625%
HK$163,500
+HK$9,378/mo
Deposit HK$3.53M · loan HK$31.80M · min. income ≈ HK$308,244/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,501,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,342
−HK$8,717/mo
▼ 0.25% · 3.875%
HK$165,669
−HK$4,390/mo
Today · 4.125%
HK$170,059
baseline
▲ 0.50% · 4.625%
HK$179,023
+HK$8,964/mo
Deposit HK$3.53M · loan HK$31.80M · min. income ≈ HK$340,118/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,501,703 · Scale 2, in force from 26 Feb 2026)