LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,572
−HK$5,052/mo
▼ 0.25% · 3.875%
HK$83,078
−HK$2,546/mo
Today · 4.125%
HK$85,624
baseline
▲ 0.50% · 4.625%
HK$90,834
+HK$5,210/mo
Deposit HK$17.67M · loan HK$17.67M · min. income ≈ HK$171,248/mo (50% DSR)
Upfront cash ≈ HK$19.17M (deposit + AVD stamp duty HK$1,501,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,635
−HK$4,843/mo
▼ 0.25% · 3.875%
HK$92,039
−HK$2,439/mo
Today · 4.125%
HK$94,478
baseline
▲ 0.50% · 4.625%
HK$99,458
+HK$4,980/mo
Deposit HK$17.67M · loan HK$17.67M · min. income ≈ HK$188,956/mo (50% DSR)
Upfront cash ≈ HK$19.17M (deposit + AVD stamp duty HK$1,501,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,686
−HK$6,063/mo
▼ 0.25% · 3.875%
HK$99,693
−HK$3,056/mo
Today · 4.125%
HK$102,749
baseline
▲ 0.50% · 4.625%
HK$109,001
+HK$6,252/mo
Deposit HK$14.13M · loan HK$21.20M · min. income ≈ HK$205,498/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,501,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,562
−HK$5,811/mo
▼ 0.25% · 3.875%
HK$110,447
−HK$2,926/mo
Today · 4.125%
HK$113,373
baseline
▲ 0.50% · 4.625%
HK$119,349
+HK$5,976/mo
Deposit HK$14.13M · loan HK$21.20M · min. income ≈ HK$226,746/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,501,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,800
−HK$7,074/mo
▼ 0.25% · 3.875%
HK$116,309
−HK$3,565/mo
Today · 4.125%
HK$119,874
baseline
▲ 0.50% · 4.625%
HK$127,168
+HK$7,294/mo
Deposit HK$10.60M · loan HK$24.73M · min. income ≈ HK$239,748/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,501,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,489
−HK$6,780/mo
▼ 0.25% · 3.875%
HK$128,855
−HK$3,414/mo
Today · 4.125%
HK$132,269
baseline
▲ 0.50% · 4.625%
HK$139,241
+HK$6,972/mo
Deposit HK$10.60M · loan HK$24.73M · min. income ≈ HK$264,538/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,501,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,029
−HK$9,094/mo
▼ 0.25% · 3.875%
HK$149,540
−HK$4,583/mo
Today · 4.125%
HK$154,123
baseline
▲ 0.50% · 4.625%
HK$163,502
+HK$9,379/mo
Deposit HK$3.53M · loan HK$31.80M · min. income ≈ HK$308,246/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,501,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,343
−HK$8,717/mo
▼ 0.25% · 3.875%
HK$165,670
−HK$4,390/mo
Today · 4.125%
HK$170,060
baseline
▲ 0.50% · 4.625%
HK$179,024
+HK$8,964/mo
Deposit HK$3.53M · loan HK$31.80M · min. income ≈ HK$340,120/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,501,715 · Scale 2, in force from 26 Feb 2026)