LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,573
−HK$5,053/mo
▼ 0.25% · 3.875%
HK$83,079
−HK$2,547/mo
Today · 4.125%
HK$85,626
baseline
▲ 0.50% · 4.625%
HK$90,836
+HK$5,210/mo
Deposit HK$17.67M · loan HK$17.67M · min. income ≈ HK$171,252/mo (50% DSR)
Upfront cash ≈ HK$19.17M (deposit + AVD stamp duty HK$1,501,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,637
−HK$4,843/mo
▼ 0.25% · 3.875%
HK$92,041
−HK$2,439/mo
Today · 4.125%
HK$94,480
baseline
▲ 0.50% · 4.625%
HK$99,460
+HK$4,980/mo
Deposit HK$17.67M · loan HK$17.67M · min. income ≈ HK$188,960/mo (50% DSR)
Upfront cash ≈ HK$19.17M (deposit + AVD stamp duty HK$1,501,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,688
−HK$6,063/mo
▼ 0.25% · 3.875%
HK$99,695
−HK$3,056/mo
Today · 4.125%
HK$102,751
baseline
▲ 0.50% · 4.625%
HK$109,003
+HK$6,252/mo
Deposit HK$14.13M · loan HK$21.20M · min. income ≈ HK$205,502/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,501,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,564
−HK$5,811/mo
▼ 0.25% · 3.875%
HK$110,449
−HK$2,926/mo
Today · 4.125%
HK$113,375
baseline
▲ 0.50% · 4.625%
HK$119,352
+HK$5,977/mo
Deposit HK$14.13M · loan HK$21.20M · min. income ≈ HK$226,750/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,501,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,802
−HK$7,074/mo
▼ 0.25% · 3.875%
HK$116,311
−HK$3,565/mo
Today · 4.125%
HK$119,876
baseline
▲ 0.50% · 4.625%
HK$127,170
+HK$7,294/mo
Deposit HK$10.60M · loan HK$24.73M · min. income ≈ HK$239,752/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,501,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,491
−HK$6,780/mo
▼ 0.25% · 3.875%
HK$128,857
−HK$3,414/mo
Today · 4.125%
HK$132,271
baseline
▲ 0.50% · 4.625%
HK$139,244
+HK$6,973/mo
Deposit HK$10.60M · loan HK$24.73M · min. income ≈ HK$264,542/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,501,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,031
−HK$9,095/mo
▼ 0.25% · 3.875%
HK$149,543
−HK$4,583/mo
Today · 4.125%
HK$154,126
baseline
▲ 0.50% · 4.625%
HK$163,504
+HK$9,378/mo
Deposit HK$3.53M · loan HK$31.80M · min. income ≈ HK$308,252/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,501,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,346
−HK$8,717/mo
▼ 0.25% · 3.875%
HK$165,673
−HK$4,390/mo
Today · 4.125%
HK$170,063
baseline
▲ 0.50% · 4.625%
HK$179,027
+HK$8,964/mo
Deposit HK$3.53M · loan HK$31.80M · min. income ≈ HK$340,126/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,501,741 · Scale 2, in force from 26 Feb 2026)