LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,579
−HK$5,053/mo
▼ 0.25% · 3.875%
HK$83,085
−HK$2,547/mo
Today · 4.125%
HK$85,632
baseline
▲ 0.50% · 4.625%
HK$90,842
+HK$5,210/mo
Deposit HK$17.67M · loan HK$17.67M · min. income ≈ HK$171,264/mo (50% DSR)
Upfront cash ≈ HK$19.17M (deposit + AVD stamp duty HK$1,501,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,643
−HK$4,843/mo
▼ 0.25% · 3.875%
HK$92,047
−HK$2,439/mo
Today · 4.125%
HK$94,486
baseline
▲ 0.50% · 4.625%
HK$99,467
+HK$4,981/mo
Deposit HK$17.67M · loan HK$17.67M · min. income ≈ HK$188,972/mo (50% DSR)
Upfront cash ≈ HK$19.17M (deposit + AVD stamp duty HK$1,501,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,695
−HK$6,063/mo
▼ 0.25% · 3.875%
HK$99,702
−HK$3,056/mo
Today · 4.125%
HK$102,758
baseline
▲ 0.50% · 4.625%
HK$109,011
+HK$6,253/mo
Deposit HK$14.14M · loan HK$21.20M · min. income ≈ HK$205,516/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,501,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,572
−HK$5,812/mo
▼ 0.25% · 3.875%
HK$110,457
−HK$2,927/mo
Today · 4.125%
HK$113,384
baseline
▲ 0.50% · 4.625%
HK$119,360
+HK$5,976/mo
Deposit HK$14.14M · loan HK$21.20M · min. income ≈ HK$226,768/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,501,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,810
−HK$7,075/mo
▼ 0.25% · 3.875%
HK$116,319
−HK$3,566/mo
Today · 4.125%
HK$119,885
baseline
▲ 0.50% · 4.625%
HK$127,179
+HK$7,294/mo
Deposit HK$10.60M · loan HK$24.74M · min. income ≈ HK$239,770/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,501,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,500
−HK$6,781/mo
▼ 0.25% · 3.875%
HK$128,866
−HK$3,415/mo
Today · 4.125%
HK$132,281
baseline
▲ 0.50% · 4.625%
HK$139,254
+HK$6,973/mo
Deposit HK$10.60M · loan HK$24.74M · min. income ≈ HK$264,562/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,501,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,042
−HK$9,095/mo
▼ 0.25% · 3.875%
HK$149,554
−HK$4,583/mo
Today · 4.125%
HK$154,137
baseline
▲ 0.50% · 4.625%
HK$163,516
+HK$9,379/mo
Deposit HK$3.53M · loan HK$31.80M · min. income ≈ HK$308,274/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,501,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,358
−HK$8,717/mo
▼ 0.25% · 3.875%
HK$165,685
−HK$4,390/mo
Today · 4.125%
HK$170,075
baseline
▲ 0.50% · 4.625%
HK$179,040
+HK$8,965/mo
Deposit HK$3.53M · loan HK$31.80M · min. income ≈ HK$340,150/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,501,850 · Scale 2, in force from 26 Feb 2026)