LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,581
−HK$5,053/mo
▼ 0.25% · 3.875%
HK$83,087
−HK$2,547/mo
Today · 4.125%
HK$85,634
baseline
▲ 0.50% · 4.625%
HK$90,845
+HK$5,211/mo
Deposit HK$17.67M · loan HK$17.67M · min. income ≈ HK$171,268/mo (50% DSR)
Upfront cash ≈ HK$19.17M (deposit + AVD stamp duty HK$1,501,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,645
−HK$4,844/mo
▼ 0.25% · 3.875%
HK$92,050
−HK$2,439/mo
Today · 4.125%
HK$94,489
baseline
▲ 0.50% · 4.625%
HK$99,469
+HK$4,980/mo
Deposit HK$17.67M · loan HK$17.67M · min. income ≈ HK$188,978/mo (50% DSR)
Upfront cash ≈ HK$19.17M (deposit + AVD stamp duty HK$1,501,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,697
−HK$6,064/mo
▼ 0.25% · 3.875%
HK$99,705
−HK$3,056/mo
Today · 4.125%
HK$102,761
baseline
▲ 0.50% · 4.625%
HK$109,014
+HK$6,253/mo
Deposit HK$14.14M · loan HK$21.20M · min. income ≈ HK$205,522/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,501,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,575
−HK$5,811/mo
▼ 0.25% · 3.875%
HK$110,460
−HK$2,926/mo
Today · 4.125%
HK$113,386
baseline
▲ 0.50% · 4.625%
HK$119,363
+HK$5,977/mo
Deposit HK$14.14M · loan HK$21.20M · min. income ≈ HK$226,772/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,501,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,813
−HK$7,075/mo
▼ 0.25% · 3.875%
HK$116,322
−HK$3,566/mo
Today · 4.125%
HK$119,888
baseline
▲ 0.50% · 4.625%
HK$127,183
+HK$7,295/mo
Deposit HK$10.60M · loan HK$24.74M · min. income ≈ HK$239,776/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,501,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,504
−HK$6,780/mo
▼ 0.25% · 3.875%
HK$128,870
−HK$3,414/mo
Today · 4.125%
HK$132,284
baseline
▲ 0.50% · 4.625%
HK$139,257
+HK$6,973/mo
Deposit HK$10.60M · loan HK$24.74M · min. income ≈ HK$264,568/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,501,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,046
−HK$9,095/mo
▼ 0.25% · 3.875%
HK$149,557
−HK$4,584/mo
Today · 4.125%
HK$154,141
baseline
▲ 0.50% · 4.625%
HK$163,520
+HK$9,379/mo
Deposit HK$3.53M · loan HK$31.80M · min. income ≈ HK$308,282/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,501,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,362
−HK$8,718/mo
▼ 0.25% · 3.875%
HK$165,690
−HK$4,390/mo
Today · 4.125%
HK$170,080
baseline
▲ 0.50% · 4.625%
HK$179,045
+HK$8,965/mo
Deposit HK$3.53M · loan HK$31.80M · min. income ≈ HK$340,160/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,501,888 · Scale 2, in force from 26 Feb 2026)