LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,582
−HK$5,054/mo
▼ 0.25% · 3.875%
HK$83,089
−HK$2,547/mo
Today · 4.125%
HK$85,636
baseline
▲ 0.50% · 4.625%
HK$90,846
+HK$5,210/mo
Deposit HK$17.67M · loan HK$17.67M · min. income ≈ HK$171,272/mo (50% DSR)
Upfront cash ≈ HK$19.17M (deposit + AVD stamp duty HK$1,501,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,647
−HK$4,843/mo
▼ 0.25% · 3.875%
HK$92,051
−HK$2,439/mo
Today · 4.125%
HK$94,490
baseline
▲ 0.50% · 4.625%
HK$99,471
+HK$4,981/mo
Deposit HK$17.67M · loan HK$17.67M · min. income ≈ HK$188,980/mo (50% DSR)
Upfront cash ≈ HK$19.17M (deposit + AVD stamp duty HK$1,501,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,699
−HK$6,064/mo
▼ 0.25% · 3.875%
HK$99,707
−HK$3,056/mo
Today · 4.125%
HK$102,763
baseline
▲ 0.50% · 4.625%
HK$109,016
+HK$6,253/mo
Deposit HK$14.14M · loan HK$21.20M · min. income ≈ HK$205,526/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,501,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,576
−HK$5,813/mo
▼ 0.25% · 3.875%
HK$110,462
−HK$2,927/mo
Today · 4.125%
HK$113,389
baseline
▲ 0.50% · 4.625%
HK$119,365
+HK$5,976/mo
Deposit HK$14.14M · loan HK$21.20M · min. income ≈ HK$226,778/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,501,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,815
−HK$7,075/mo
▼ 0.25% · 3.875%
HK$116,325
−HK$3,565/mo
Today · 4.125%
HK$119,890
baseline
▲ 0.50% · 4.625%
HK$127,185
+HK$7,295/mo
Deposit HK$10.60M · loan HK$24.74M · min. income ≈ HK$239,780/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,501,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,506
−HK$6,781/mo
▼ 0.25% · 3.875%
HK$128,872
−HK$3,415/mo
Today · 4.125%
HK$132,287
baseline
▲ 0.50% · 4.625%
HK$139,260
+HK$6,973/mo
Deposit HK$10.60M · loan HK$24.74M · min. income ≈ HK$264,574/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,501,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,048
−HK$9,096/mo
▼ 0.25% · 3.875%
HK$149,560
−HK$4,584/mo
Today · 4.125%
HK$154,144
baseline
▲ 0.50% · 4.625%
HK$163,523
+HK$9,379/mo
Deposit HK$3.53M · loan HK$31.81M · min. income ≈ HK$308,288/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,501,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,365
−HK$8,718/mo
▼ 0.25% · 3.875%
HK$165,692
−HK$4,391/mo
Today · 4.125%
HK$170,083
baseline
▲ 0.50% · 4.625%
HK$179,048
+HK$8,965/mo
Deposit HK$3.53M · loan HK$31.81M · min. income ≈ HK$340,166/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,501,915 · Scale 2, in force from 26 Feb 2026)