LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,586
−HK$5,054/mo
▼ 0.25% · 3.875%
HK$83,093
−HK$2,547/mo
Today · 4.125%
HK$85,640
baseline
▲ 0.50% · 4.625%
HK$90,851
+HK$5,211/mo
Deposit HK$17.67M · loan HK$17.67M · min. income ≈ HK$171,280/mo (50% DSR)
Upfront cash ≈ HK$19.17M (deposit + AVD stamp duty HK$1,501,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,651
−HK$4,844/mo
▼ 0.25% · 3.875%
HK$92,056
−HK$2,439/mo
Today · 4.125%
HK$94,495
baseline
▲ 0.50% · 4.625%
HK$99,476
+HK$4,981/mo
Deposit HK$17.67M · loan HK$17.67M · min. income ≈ HK$188,990/mo (50% DSR)
Upfront cash ≈ HK$19.17M (deposit + AVD stamp duty HK$1,501,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,703
−HK$6,064/mo
▼ 0.25% · 3.875%
HK$99,711
−HK$3,056/mo
Today · 4.125%
HK$102,767
baseline
▲ 0.50% · 4.625%
HK$109,021
+HK$6,254/mo
Deposit HK$14.14M · loan HK$21.20M · min. income ≈ HK$205,534/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,501,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,581
−HK$5,813/mo
▼ 0.25% · 3.875%
HK$110,467
−HK$2,927/mo
Today · 4.125%
HK$113,394
baseline
▲ 0.50% · 4.625%
HK$119,371
+HK$5,977/mo
Deposit HK$14.14M · loan HK$21.20M · min. income ≈ HK$226,788/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,501,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,821
−HK$7,074/mo
▼ 0.25% · 3.875%
HK$116,330
−HK$3,565/mo
Today · 4.125%
HK$119,895
baseline
▲ 0.50% · 4.625%
HK$127,191
+HK$7,296/mo
Deposit HK$10.60M · loan HK$24.74M · min. income ≈ HK$239,790/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,501,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,512
−HK$6,781/mo
▼ 0.25% · 3.875%
HK$128,878
−HK$3,415/mo
Today · 4.125%
HK$132,293
baseline
▲ 0.50% · 4.625%
HK$139,266
+HK$6,973/mo
Deposit HK$10.60M · loan HK$24.74M · min. income ≈ HK$264,586/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,501,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,055
−HK$9,096/mo
▼ 0.25% · 3.875%
HK$149,567
−HK$4,584/mo
Today · 4.125%
HK$154,151
baseline
▲ 0.50% · 4.625%
HK$163,531
+HK$9,380/mo
Deposit HK$3.53M · loan HK$31.81M · min. income ≈ HK$308,302/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,501,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,372
−HK$8,719/mo
▼ 0.25% · 3.875%
HK$165,700
−HK$4,391/mo
Today · 4.125%
HK$170,091
baseline
▲ 0.50% · 4.625%
HK$179,056
+HK$8,965/mo
Deposit HK$3.53M · loan HK$31.81M · min. income ≈ HK$340,182/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,501,984 · Scale 2, in force from 26 Feb 2026)