LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,586
−HK$5,054/mo
▼ 0.25% · 3.875%
HK$83,093
−HK$2,547/mo
Today · 4.125%
HK$85,640
baseline
▲ 0.50% · 4.625%
HK$90,851
+HK$5,211/mo
Deposit HK$17.67M · loan HK$17.67M · min. income ≈ HK$171,280/mo (50% DSR)
Upfront cash ≈ HK$19.17M (deposit + AVD stamp duty HK$1,501,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,652
−HK$4,843/mo
▼ 0.25% · 3.875%
HK$92,056
−HK$2,439/mo
Today · 4.125%
HK$94,495
baseline
▲ 0.50% · 4.625%
HK$99,476
+HK$4,981/mo
Deposit HK$17.67M · loan HK$17.67M · min. income ≈ HK$188,990/mo (50% DSR)
Upfront cash ≈ HK$19.17M (deposit + AVD stamp duty HK$1,501,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,704
−HK$6,064/mo
▼ 0.25% · 3.875%
HK$99,712
−HK$3,056/mo
Today · 4.125%
HK$102,768
baseline
▲ 0.50% · 4.625%
HK$109,021
+HK$6,253/mo
Deposit HK$14.14M · loan HK$21.20M · min. income ≈ HK$205,536/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,501,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,582
−HK$5,812/mo
▼ 0.25% · 3.875%
HK$110,467
−HK$2,927/mo
Today · 4.125%
HK$113,394
baseline
▲ 0.50% · 4.625%
HK$119,371
+HK$5,977/mo
Deposit HK$14.14M · loan HK$21.20M · min. income ≈ HK$226,788/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,501,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,821
−HK$7,075/mo
▼ 0.25% · 3.875%
HK$116,330
−HK$3,566/mo
Today · 4.125%
HK$119,896
baseline
▲ 0.50% · 4.625%
HK$127,191
+HK$7,295/mo
Deposit HK$10.60M · loan HK$24.74M · min. income ≈ HK$239,792/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,501,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,512
−HK$6,781/mo
▼ 0.25% · 3.875%
HK$128,878
−HK$3,415/mo
Today · 4.125%
HK$132,293
baseline
▲ 0.50% · 4.625%
HK$139,267
+HK$6,974/mo
Deposit HK$10.60M · loan HK$24.74M · min. income ≈ HK$264,586/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$1,501,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,056
−HK$9,096/mo
▼ 0.25% · 3.875%
HK$149,568
−HK$4,584/mo
Today · 4.125%
HK$154,152
baseline
▲ 0.50% · 4.625%
HK$163,532
+HK$9,380/mo
Deposit HK$3.53M · loan HK$31.81M · min. income ≈ HK$308,304/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,501,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,373
−HK$8,718/mo
▼ 0.25% · 3.875%
HK$165,701
−HK$4,390/mo
Today · 4.125%
HK$170,091
baseline
▲ 0.50% · 4.625%
HK$179,057
+HK$8,966/mo
Deposit HK$3.53M · loan HK$31.81M · min. income ≈ HK$340,182/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,501,992 · Scale 2, in force from 26 Feb 2026)