LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,593
−HK$5,054/mo
▼ 0.25% · 3.875%
HK$83,100
−HK$2,547/mo
Today · 4.125%
HK$85,647
baseline
▲ 0.50% · 4.625%
HK$90,858
+HK$5,211/mo
Deposit HK$17.67M · loan HK$17.67M · min. income ≈ HK$171,294/mo (50% DSR)
Upfront cash ≈ HK$19.17M (deposit + AVD stamp duty HK$1,502,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,659
−HK$4,844/mo
▼ 0.25% · 3.875%
HK$92,064
−HK$2,439/mo
Today · 4.125%
HK$94,503
baseline
▲ 0.50% · 4.625%
HK$99,484
+HK$4,981/mo
Deposit HK$17.67M · loan HK$17.67M · min. income ≈ HK$189,006/mo (50% DSR)
Upfront cash ≈ HK$19.17M (deposit + AVD stamp duty HK$1,502,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,712
−HK$6,064/mo
▼ 0.25% · 3.875%
HK$99,720
−HK$3,056/mo
Today · 4.125%
HK$102,776
baseline
▲ 0.50% · 4.625%
HK$109,030
+HK$6,254/mo
Deposit HK$14.14M · loan HK$21.21M · min. income ≈ HK$205,552/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,502,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,591
−HK$5,813/mo
▼ 0.25% · 3.875%
HK$110,476
−HK$2,928/mo
Today · 4.125%
HK$113,404
baseline
▲ 0.50% · 4.625%
HK$119,381
+HK$5,977/mo
Deposit HK$14.14M · loan HK$21.21M · min. income ≈ HK$226,808/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,502,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,830
−HK$7,076/mo
▼ 0.25% · 3.875%
HK$116,340
−HK$3,566/mo
Today · 4.125%
HK$119,906
baseline
▲ 0.50% · 4.625%
HK$127,202
+HK$7,296/mo
Deposit HK$10.60M · loan HK$24.74M · min. income ≈ HK$239,812/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,502,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,523
−HK$6,781/mo
▼ 0.25% · 3.875%
HK$128,889
−HK$3,415/mo
Today · 4.125%
HK$132,304
baseline
▲ 0.50% · 4.625%
HK$139,278
+HK$6,974/mo
Deposit HK$10.60M · loan HK$24.74M · min. income ≈ HK$264,608/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,502,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,068
−HK$9,097/mo
▼ 0.25% · 3.875%
HK$149,580
−HK$4,585/mo
Today · 4.125%
HK$154,165
baseline
▲ 0.50% · 4.625%
HK$163,545
+HK$9,380/mo
Deposit HK$3.53M · loan HK$31.81M · min. income ≈ HK$308,330/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,502,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,386
−HK$8,719/mo
▼ 0.25% · 3.875%
HK$165,715
−HK$4,390/mo
Today · 4.125%
HK$170,105
baseline
▲ 0.50% · 4.625%
HK$179,072
+HK$8,967/mo
Deposit HK$3.53M · loan HK$31.81M · min. income ≈ HK$340,210/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,502,115 · Scale 2, in force from 26 Feb 2026)