LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,594
−HK$5,054/mo
▼ 0.25% · 3.875%
HK$83,101
−HK$2,547/mo
Today · 4.125%
HK$85,648
baseline
▲ 0.50% · 4.625%
HK$90,860
+HK$5,212/mo
Deposit HK$17.67M · loan HK$17.67M · min. income ≈ HK$171,296/mo (50% DSR)
Upfront cash ≈ HK$19.17M (deposit + AVD stamp duty HK$1,502,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,660
−HK$4,844/mo
▼ 0.25% · 3.875%
HK$92,065
−HK$2,439/mo
Today · 4.125%
HK$94,504
baseline
▲ 0.50% · 4.625%
HK$99,486
+HK$4,982/mo
Deposit HK$17.67M · loan HK$17.67M · min. income ≈ HK$189,008/mo (50% DSR)
Upfront cash ≈ HK$19.17M (deposit + AVD stamp duty HK$1,502,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,713
−HK$6,065/mo
▼ 0.25% · 3.875%
HK$99,721
−HK$3,057/mo
Today · 4.125%
HK$102,778
baseline
▲ 0.50% · 4.625%
HK$109,032
+HK$6,254/mo
Deposit HK$14.14M · loan HK$21.21M · min. income ≈ HK$205,556/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,502,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,592
−HK$5,813/mo
▼ 0.25% · 3.875%
HK$110,478
−HK$2,927/mo
Today · 4.125%
HK$113,405
baseline
▲ 0.50% · 4.625%
HK$119,383
+HK$5,978/mo
Deposit HK$14.14M · loan HK$21.21M · min. income ≈ HK$226,810/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,502,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,832
−HK$7,076/mo
▼ 0.25% · 3.875%
HK$116,342
−HK$3,566/mo
Today · 4.125%
HK$119,908
baseline
▲ 0.50% · 4.625%
HK$127,204
+HK$7,296/mo
Deposit HK$10.60M · loan HK$24.74M · min. income ≈ HK$239,816/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,502,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,524
−HK$6,782/mo
▼ 0.25% · 3.875%
HK$128,891
−HK$3,415/mo
Today · 4.125%
HK$132,306
baseline
▲ 0.50% · 4.625%
HK$139,280
+HK$6,974/mo
Deposit HK$10.60M · loan HK$24.74M · min. income ≈ HK$264,612/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,502,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,070
−HK$9,097/mo
▼ 0.25% · 3.875%
HK$149,582
−HK$4,585/mo
Today · 4.125%
HK$154,167
baseline
▲ 0.50% · 4.625%
HK$163,547
+HK$9,380/mo
Deposit HK$3.53M · loan HK$31.81M · min. income ≈ HK$308,334/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,502,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,389
−HK$8,719/mo
▼ 0.25% · 3.875%
HK$165,717
−HK$4,391/mo
Today · 4.125%
HK$170,108
baseline
▲ 0.50% · 4.625%
HK$179,074
+HK$8,966/mo
Deposit HK$3.53M · loan HK$31.81M · min. income ≈ HK$340,216/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,502,137 · Scale 2, in force from 26 Feb 2026)