LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,594
−HK$5,054/mo
▼ 0.25% · 3.875%
HK$83,101
−HK$2,547/mo
Today · 4.125%
HK$85,648
baseline
▲ 0.50% · 4.625%
HK$90,860
+HK$5,212/mo
Deposit HK$17.67M · loan HK$17.67M · min. income ≈ HK$171,296/mo (50% DSR)
Upfront cash ≈ HK$19.17M (deposit + AVD stamp duty HK$1,502,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,661
−HK$4,844/mo
▼ 0.25% · 3.875%
HK$92,065
−HK$2,440/mo
Today · 4.125%
HK$94,505
baseline
▲ 0.50% · 4.625%
HK$99,486
+HK$4,981/mo
Deposit HK$17.67M · loan HK$17.67M · min. income ≈ HK$189,010/mo (50% DSR)
Upfront cash ≈ HK$19.17M (deposit + AVD stamp duty HK$1,502,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,713
−HK$6,065/mo
▼ 0.25% · 3.875%
HK$99,722
−HK$3,056/mo
Today · 4.125%
HK$102,778
baseline
▲ 0.50% · 4.625%
HK$109,032
+HK$6,254/mo
Deposit HK$14.14M · loan HK$21.21M · min. income ≈ HK$205,556/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,502,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,593
−HK$5,813/mo
▼ 0.25% · 3.875%
HK$110,478
−HK$2,928/mo
Today · 4.125%
HK$113,406
baseline
▲ 0.50% · 4.625%
HK$119,383
+HK$5,977/mo
Deposit HK$14.14M · loan HK$21.21M · min. income ≈ HK$226,812/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,502,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,832
−HK$7,076/mo
▼ 0.25% · 3.875%
HK$116,342
−HK$3,566/mo
Today · 4.125%
HK$119,908
baseline
▲ 0.50% · 4.625%
HK$127,204
+HK$7,296/mo
Deposit HK$10.60M · loan HK$24.74M · min. income ≈ HK$239,816/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,502,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,525
−HK$6,782/mo
▼ 0.25% · 3.875%
HK$128,891
−HK$3,416/mo
Today · 4.125%
HK$132,307
baseline
▲ 0.50% · 4.625%
HK$139,281
+HK$6,974/mo
Deposit HK$10.60M · loan HK$24.74M · min. income ≈ HK$264,614/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,502,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,070
−HK$9,097/mo
▼ 0.25% · 3.875%
HK$149,583
−HK$4,584/mo
Today · 4.125%
HK$154,167
baseline
▲ 0.50% · 4.625%
HK$163,548
+HK$9,381/mo
Deposit HK$3.53M · loan HK$31.81M · min. income ≈ HK$308,334/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,502,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,389
−HK$8,719/mo
▼ 0.25% · 3.875%
HK$165,717
−HK$4,391/mo
Today · 4.125%
HK$170,108
baseline
▲ 0.50% · 4.625%
HK$179,075
+HK$8,967/mo
Deposit HK$3.53M · loan HK$31.81M · min. income ≈ HK$340,216/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,502,141 · Scale 2, in force from 26 Feb 2026)