LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,595
−HK$5,054/mo
▼ 0.25% · 3.875%
HK$83,102
−HK$2,547/mo
Today · 4.125%
HK$85,649
baseline
▲ 0.50% · 4.625%
HK$90,861
+HK$5,212/mo
Deposit HK$17.67M · loan HK$17.67M · min. income ≈ HK$171,298/mo (50% DSR)
Upfront cash ≈ HK$19.17M (deposit + AVD stamp duty HK$1,502,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,661
−HK$4,844/mo
▼ 0.25% · 3.875%
HK$92,066
−HK$2,439/mo
Today · 4.125%
HK$94,505
baseline
▲ 0.50% · 4.625%
HK$99,487
+HK$4,982/mo
Deposit HK$17.67M · loan HK$17.67M · min. income ≈ HK$189,010/mo (50% DSR)
Upfront cash ≈ HK$19.17M (deposit + AVD stamp duty HK$1,502,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,714
−HK$6,065/mo
▼ 0.25% · 3.875%
HK$99,723
−HK$3,056/mo
Today · 4.125%
HK$102,779
baseline
▲ 0.50% · 4.625%
HK$109,033
+HK$6,254/mo
Deposit HK$14.14M · loan HK$21.21M · min. income ≈ HK$205,558/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,502,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,594
−HK$5,812/mo
▼ 0.25% · 3.875%
HK$110,479
−HK$2,927/mo
Today · 4.125%
HK$113,406
baseline
▲ 0.50% · 4.625%
HK$119,384
+HK$5,978/mo
Deposit HK$14.14M · loan HK$21.21M · min. income ≈ HK$226,812/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,502,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,833
−HK$7,076/mo
▼ 0.25% · 3.875%
HK$116,343
−HK$3,566/mo
Today · 4.125%
HK$119,909
baseline
▲ 0.50% · 4.625%
HK$127,205
+HK$7,296/mo
Deposit HK$10.60M · loan HK$24.74M · min. income ≈ HK$239,818/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,502,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,526
−HK$6,782/mo
▼ 0.25% · 3.875%
HK$128,892
−HK$3,416/mo
Today · 4.125%
HK$132,308
baseline
▲ 0.50% · 4.625%
HK$139,282
+HK$6,974/mo
Deposit HK$10.60M · loan HK$24.74M · min. income ≈ HK$264,616/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,502,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,071
−HK$9,097/mo
▼ 0.25% · 3.875%
HK$149,584
−HK$4,584/mo
Today · 4.125%
HK$154,168
baseline
▲ 0.50% · 4.625%
HK$163,549
+HK$9,381/mo
Deposit HK$3.53M · loan HK$31.81M · min. income ≈ HK$308,336/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,502,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,390
−HK$8,720/mo
▼ 0.25% · 3.875%
HK$165,719
−HK$4,391/mo
Today · 4.125%
HK$170,110
baseline
▲ 0.50% · 4.625%
HK$179,076
+HK$8,966/mo
Deposit HK$3.53M · loan HK$31.81M · min. income ≈ HK$340,220/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,502,153 · Scale 2, in force from 26 Feb 2026)