LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,598
−HK$5,054/mo
▼ 0.25% · 3.875%
HK$83,105
−HK$2,547/mo
Today · 4.125%
HK$85,652
baseline
▲ 0.50% · 4.625%
HK$90,864
+HK$5,212/mo
Deposit HK$17.67M · loan HK$17.67M · min. income ≈ HK$171,304/mo (50% DSR)
Upfront cash ≈ HK$19.18M (deposit + AVD stamp duty HK$1,502,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,664
−HK$4,845/mo
▼ 0.25% · 3.875%
HK$92,069
−HK$2,440/mo
Today · 4.125%
HK$94,509
baseline
▲ 0.50% · 4.625%
HK$99,490
+HK$4,981/mo
Deposit HK$17.67M · loan HK$17.67M · min. income ≈ HK$189,018/mo (50% DSR)
Upfront cash ≈ HK$19.18M (deposit + AVD stamp duty HK$1,502,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,717
−HK$6,065/mo
▼ 0.25% · 3.875%
HK$99,726
−HK$3,056/mo
Today · 4.125%
HK$102,782
baseline
▲ 0.50% · 4.625%
HK$109,036
+HK$6,254/mo
Deposit HK$14.14M · loan HK$21.21M · min. income ≈ HK$205,564/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,502,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,597
−HK$5,813/mo
▼ 0.25% · 3.875%
HK$110,483
−HK$2,927/mo
Today · 4.125%
HK$113,410
baseline
▲ 0.50% · 4.625%
HK$119,388
+HK$5,978/mo
Deposit HK$14.14M · loan HK$21.21M · min. income ≈ HK$226,820/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,502,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,837
−HK$7,076/mo
▼ 0.25% · 3.875%
HK$116,347
−HK$3,566/mo
Today · 4.125%
HK$119,913
baseline
▲ 0.50% · 4.625%
HK$127,209
+HK$7,296/mo
Deposit HK$10.60M · loan HK$24.74M · min. income ≈ HK$239,826/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,502,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,530
−HK$6,782/mo
▼ 0.25% · 3.875%
HK$128,897
−HK$3,415/mo
Today · 4.125%
HK$132,312
baseline
▲ 0.50% · 4.625%
HK$139,286
+HK$6,974/mo
Deposit HK$10.60M · loan HK$24.74M · min. income ≈ HK$264,624/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$1,502,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,076
−HK$9,098/mo
▼ 0.25% · 3.875%
HK$149,589
−HK$4,585/mo
Today · 4.125%
HK$154,174
baseline
▲ 0.50% · 4.625%
HK$163,555
+HK$9,381/mo
Deposit HK$3.53M · loan HK$31.81M · min. income ≈ HK$308,348/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,502,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,396
−HK$8,719/mo
▼ 0.25% · 3.875%
HK$165,724
−HK$4,391/mo
Today · 4.125%
HK$170,115
baseline
▲ 0.50% · 4.625%
HK$179,082
+HK$8,967/mo
Deposit HK$3.53M · loan HK$31.81M · min. income ≈ HK$340,230/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$1,502,203 · Scale 2, in force from 26 Feb 2026)